Active
$409,900

624 Emma Drive, Cold Spring, MN, 56320

5  Bedrooms3  Bathrooms2,306  Square Feet0.325  Acres
Days on market0
Year built2018
Garage spaces4
Potential $9,297buyer credit when you buy with SODL
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About this home

Welcome to this spacious 5-bedroom, 3-bath home tucked into a quiet cul-de-sac! Built in 2018, this beautifully maintained home offers over 2,300 finished sq. ft., abundant natural light, and an open, inviting layout. The impressive oversized, heated 3+ stall garage features additional workspace and ample room for vehicles, hobbies, and storage. Inside, the welcoming entryway offers custom cubbies, convenient main-floor laundry, and excellent storage throughout the home. The kitchen features updated stainless steel appliances, stylish accents, a large walk-in pantry, and a unique T-shaped butcher-block dining area, creating the perfect gathering space for family meals and entertaining. One of the UL bedrooms offers an additional nook which is a fun and flexible space for kids, play, or a cozy reading retreat. The walkout lower level features in-floor heat throughout for added comfort. Cozy primary bedroom has ample closet space and private 3/4 bath. Maintenance free steel siding and new roof in 2024. Enjoy the spacious deck overlooking the backyard, complete with a basketball court and sandbox. With generous living spaces, thoughtful details, and an abundance of storage, this home offers the perfect blend of comfort, functionality, and room to grow!

View this property at

Date
Nov 5, 2026
Time
10pm – 12am
Address
624 Emma Drive, Cold Spring, MN, 56320

Listed By: Central MN Realty LLC • NST7168224 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2018
LevelsSplit Entry (Bi-Level)
Living area2,306 sqft
Above-grade finished1,178 sqft
Below-grade finished1,128 sqft
Lot size0.325 acres (76x128x136x144)
Days on market0
ListedNov 2, 2026
MLS #NST7168224
CountyStearns
SubdivisionEmmas Estates
Parcel #48293200511

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air, Hot Water, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
4 spaces · 37x25 · 688 sqft
Parking features
Attached Garage, Concrete, Floor Drain, Heated Garage, Insulated Garage, Storage
Patio & porch
Deck, Patio
Exterior features
Stone, Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,168 sqft
Roof
Asphalt, Pitched
Year built
2018

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Emmas Estates
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$5,168 (2026)
Listed
Nov 2, 2026
Days on market
0 · 61 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, In-Floor Heat, Sump Pump, Walkout
HeatingForced Air, Hot Water, In-Floor Heating
CoolingCentral Air
LaundryLaundry Room, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Patio, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone
Special featuresMain Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Steel Siding
RoofAsphalt, Pitched
FoundationOther
Foundation area1,168 sqft
Patio/porchDeck, Patio
Lot featuresIrregular Lot, Tree Coverage - Light
Road frontageCul De Sac, Curbs, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Heated Garage, Insulated Garage, Storage
Garage spaces4
Garage size688 sqft

Financial details

Annual taxes$5,168
Tax year2026
Taxes w/ assessments5168
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$9,297Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,297

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,722/mo
Principal & interest$2,154
Property taxes$431
Home insurance (est.)$137
%
$81,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

624 Emma Drive, Cold Spring, MN, 56320

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Listing information

MLS #NST7168224
Last reported MLS statusActive
MLS record updatedNov 2, 2026, 11:46 PM
Originally listedNov 2, 2026, 5:37 PM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.