Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,052 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 292 days.

No photos available

Listed at

$429,900

$190/sqft

Emmas Estates

624 Emma Drive, Cold Spring, MN, 56320

5 Bedrooms3 Bathrooms2,264 Square Feet0.33 Acres

Days on market292

Year built2018

Garage spaces3

TypeResidential

Est. $9,897buyer credit when you buy with SODL

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About this home

Spacious 5-Bedroom Home in a Quiet Cul-de-Sac with Modern Updates and Exceptional Features. Welcome to this inviting 5 bed, 2.5 bath, 2,200 sq. ft. home tucked into a peaceful cul-de-sac in a highly desirable neighborhood. Thoughtfully designed and beautifully updated, this home offers both comfort and functionality for everyday living. The impressive executive-style entryway sets the tone with custom cubbies and convenient main-level laundry. The open, airy layout makes the home feel bright and spacious from the moment you walk in. Enjoy updated appliances, well-maintained living spaces, and the added assurance of a new roof installed in 2024. Downstairs, cozy in-floor heat adds year-round comfort, and a surprise playroom tucked inside one of the bedrooms is sure to delight children and families alike. The property also features a standout three-stall heated garage with additional workspace—perfect for vehicles, hobbies, or extra storage. The Kitchen features a unique T butcher block island. A large deck off the back of the home provides an ideal spot for gatherings, grilling, or simply relaxing outdoors. Families will love the added basketball court in the backyard, an oversized sand box with chair swing and the playground stays. Hills around for fun sledding in the winter, no need to go anywhere. Great neighborhood, your family will be loved. This place is set up for the next upcoming family with kids!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2018

LevelsSplit Entry (Bi-Level)

Living area2,264 sqft

Above-grade finished1,224 sqft

Below-grade finished1,040 sqft

Lot size0.33 acres (76x128x136x144)

Days on market292

ListedDec 10, 2025

MLS #NST6825414

CountyStearns

SubdivisionEmmas Estates

Parcel #48293200511

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 22x25 · 562 sqft
Parking features: Attached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Pool: None
Fencing: None
Lot size: 0.33 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,040 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2018

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Emmas Estates
HOA: No HOA
School district: Rocori

Financial & listing details

Annual tax: $5,052 (2025)
Listed: Dec 10, 2025
Days on market: 292
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementCrawl Space, Daylight/Lookout Windows, Drain Tiled, Drainage System, Finished, Concrete, Sump Pump, Walkout

HeatingForced Air, In-Floor Heating

CoolingCentral Air

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesDeck, Ethernet Wired, Kitchen Center Island, Kitchen Window, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet, Walk-Up Attic

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,040 sqft

Lot featuresIrregular Lot

Road frontageCul De Sac

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size562 sqft

Financial details

Annual taxes$5,052

Tax year2025

Taxes w/ assessments5052

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2255

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$9,897Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,897

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,824/mo

Principal & interest$2,259

Property taxes$421

Home insurance (est.)$143

Down payment

$85,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.