Listed at
$419,900
$195/sqft

Emmas Estates

712 3rd Avenue, Cold Spring, MN, 56320
3  Bedrooms3  Bathrooms2,156  Square Feet0.26  Acres
Days on market3
Year built2023
Garage spaces3
TypeResidential
Est. $9,597buyer credit when you buy with SODL
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About this home

Not your cookie cutter home!! This almost new custom build was created with comfort and amenities in mind, and will have you feeling completely at home. Drive up the perfect concrete driveway into your oversized, insulated and heated garage with extra deep 3rd stall. Step into your large entryway and notice the upgraded finishes right away including doors, flooring, and trim! Upstairs, your kitchen will be the envy of guests with plenty of storage, beautiful granite tops, soft close cupboards and drawers, undercounter lighting, and the coolest stand mixer storage! Dining area is spacious and looks out to your large deck and peaceful backyard. Living room is full of natural light, and with the vaulted ceilings and open floor plan, everything flows very nicely. Owner's suite has a large bedroom with layout options, huge bathroom/WIC with double sinks, tiled walk in shower, and tons of storage with soft close doors and drawers! So nice, you may not need the rest of the house...Lower level has an enormous family room with 2 more bedrooms. Laundry room is fully finished, bright, and clean. LL full bath completes this area. Other things to appreciate inside this amazing home include double hung windows on the upper level for easy cleaning, custom fitted wood blinds, quality tile and granite throughout, bullnose corners which add a softness to the home, and even a hot/cold spigot in the garage to give the cars a quick bath inside if needed! Outside the home you see the attractive look of the board and batten, along with well chosen colors. In-ground sprinklers, manicured yard, excellent landscaping, storage shed, lean-to for firewood, smokeless block fire pit, large deck with maintenance free railings, and permanent Govee lighting around the house! At barely 3 years old, you have a basically new build home, but all the extra finishing work is already done, so you can purely enjoy the home. You have got to see this one!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2023
LevelsSplit Entry (Bi-Level)
Living area2,156 sqft
Above-grade finished1,248 sqft
Below-grade finished908 sqft
Lot size0.26 acres (125x89)
Days on market3
ListedSep 23, 2026
MLS #NST7149405
CountyStearns
SubdivisionEmmas Estates
Parcel #48293200521

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 869 sqft
Parking features
Attached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Deck
Exterior features
Vinyl
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,154 sqft
Roof
Age 8 Years or Less
Year built
2023

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Emmas Estates
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$4,364 (2026)
Listed
Sep 23, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full
HeatingForced Air
CoolingCentral Air
LaundryElectric Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresPrimary Bdr Suite

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,154 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size869 sqft

Financial details

Annual taxes$4,364
Tax year2026
Taxes w/ assessments4364
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$9,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,710/mo
Principal & interest$2,207
Property taxes$364
Home insurance (est.)$140
%
$83,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

712 3rd Avenue, Cold Spring, MN, 56320

Listing information

MLS #NST7149405
StatusActive
Last updatedSep 25, 2026, 10:10 AM
Originally listedSep 25, 2026, 12:00 AM
Listing officeEdina Realty, Inc
Co-listing officeEdina Realty, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.