Sold / Closed
$344,000

Sold price · Closed Sep 24, 2026

$163/sqft

Emmas Estates

632 Emma Drive, Cold Spring, MN, 56320
4  Bedrooms2  Bathrooms2,089  Square Feet0.34  Acres
Days on market43
Year built2020
Garage spaces2
TypeResidential
Est. $7,200buyer credit when you buy with SODL

About this home

Like new and beautifully maintained, this exceptional Cold Spring home is situated on a spacious corner 0.34 acre lot that is larger than many others in the neighborhood. Inside, the inviting main level features hardwood floors, granite countertops in the kitchen and upstairs bathroom, tile flooring in the foyer and bathrooms, and comfortable carpet in the bedrooms. The finished lower level offers even more living space with two additional bedrooms, a three quarter bathroom, and a spacious family room with durable vinyl flooring. Step outside to enjoy the expansive deck that was installed in 2022, perfect for relaxing or entertaining family and friends. The attached insulated garage adds year round convenience, making this move in ready home the perfect blend of style, comfort, and functionality.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2020
LevelsSplit Entry (Bi-Level)
Living area2,089 sqft
Above-grade finished1,155 sqft
Below-grade finished934 sqft
Lot size0.34 acres (60x69x150x58x215)
Days on market43
ListedJul 21, 2026
MLS #NST6825592
CountyStearns
SubdivisionEmmas Estates
Parcel #48293200515

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 23x23 · 545 sqft
Parking features
Attached Garage, Insulated Garage
Patio & porch
Deck, Patio
Exterior features
Stone, Vinyl
Lot size
0.34 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,037 sqft
Roof
Asphalt
Year built
2020

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Emmas Estates
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$4,028 (2025)
Listed
Jul 21, 2026
Days on market
43
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl
RoofAsphalt
FoundationOther
Foundation area1,037 sqft
Patio/porchDeck, Patio
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Insulated Garage
Garage spaces2
Garage size545 sqft

Financial details

Annual taxes$4,028
Tax year2025
Taxes w/ assessments4028
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$7,200Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,200

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,236/mo
Principal & interest$1,787
Property taxes$336
Home insurance (est.)$113
%
$68,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

632 Emma Drive, Cold Spring, MN, 56320

Listing information

MLS #NST6825592
StatusClosed
Last updatedSep 24, 2026, 5:29 PM
Originally listedJul 23, 2026, 12:00 AM
Listing officePemberton RE

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.