Ready to buy?
Start searching homes in Minnesota today.
Explore listings on SODL's map, sign up for a free account, and lock in your buyer credit before you make your first offer.
The process
Sign up, get pre-approved, tour homes with a dedicated SODL agent, and receive your credit when you close. No percentage commissions, no surprises.
Sign up free and upload your mortgage pre-approval letter — or apply through our trusted lending partner for a fast, streamlined decision.
Verify your identity, upload your pre-approval letter, and complete onboarding to begin scheduling private home tours through SODL.
Use SODL's on-demand showing network to tour homes on your schedule, then submit competitive offers with guided support through the platform.
At closing, the buyer-side commission comes back to you as a credit after SODL's flat $3,000 platform fee. Most buyers receive several thousand dollars back.
How the credit works
When you buy a home today, you're already doing much of the searching, comparing, and decision-making yourself. Real estate technology has completely changed how buyers discover homes, communicate, and participate throughout the transaction, but traditional commission structures haven't changed much at all.
In a traditional transaction, the seller typically offers a buyer-side commission, usually around 2.5–3% of the purchase price. That commission is commonly retained within the brokerage system, even as modern tools have made the process significantly more efficient for buyers. See methodology.
SODL was built around a different model. Instead of relying on traditional percentage-based commissions, SODL charges a flat $3,000 platform fee at closing and returns the remaining eligible buyer-side commission back to the buyer as a credit on the closing disclosure. SODL also fronts all showing costs, so buyers can tour homes, submit offers, and move through the transaction without paying anything upfront.
What you need to qualify
What your agent handles
Don't have a pre-approval yet?
Apply online with our trusted lending partner for a fast, streamlined decision.
What buyers ask
How do I qualify for the buyer credit?
Create a free SODL account, upload your mortgage pre-approval letter (or apply with our partner lender), complete the KYC identity verification process, and review and sign SODL's disclosures and representation agreement. Once these steps are complete, you're eligible to receive your buyer credit when you close on your new home.
1 of 21