Pending
$249,900

421 W Ash Street, Saint Joseph, MN, 56374

4  Bedrooms3  Bathrooms1,480  Square Feet0.23  Acres
Days on market39
Year built1972
Garage spaces1
Potential $4,497buyer credit when you buy with SODL

About this home

Freshly updated and move-in ready, this spacious 4-bedroom, 3-bathroom home is located in a convenient St. Joseph neighborhood. Recent improvements include a freshly repainted interior throughout and the addition of central air conditioning, providing a clean, modern feel and year-round comfort. Offering three bedrooms on the main level, the home features a functional floor plan with plenty of room to spread out. Two of the bedrooms include private bathrooms, providing added convenience and flexibility for family members, guests, or multi-generational living. Step outside to a fenced backyard with ample space for pets, outdoor entertaining, gardening, or future landscaping projects. The attached one-stall garage adds everyday convenience and extra storage. Ideally situated near parks, schools, shopping, and local amenities, this home combines recent updates with outstanding potential, making it an excellent opportunity for buyers looking for a home they can enjoy immediately while continuing to add their own personal style over time.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1972
LevelsOne
Living area1,480 sqft
Above-grade finished960 sqft
Below-grade finished520 sqft
Lot size0.23 acres (100x111)
Days on market39
ListedAug 11, 2026
MLS #NST7125399
CountyStearns
SubdivisionPark Terrace
Parcel #84537780000

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space · 21x15 · 315 sqft
Parking features
Attached Garage, Asphalt
Exterior features
Vinyl
Fencing
Chain Link
Lot size
0.23 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 960 sqft
Roof
Asphalt
Year built
1972

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Park Terrace
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,184 (2026)
Listed
Aug 11, 2026
Days on market
39 · 79 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementFull, Partially Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationBlock
Foundation area960 sqft
Lot featuresCorner Lot, Tree Coverage - Light
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces1
Garage size315 sqft

Financial details

Annual taxes$2,184
Tax year2026
Taxes w/ assessments2184
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,579/mo
Principal & interest$1,313
Property taxes$182
Home insurance (est.)$83
%
$49,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

421 W Ash Street, Saint Joseph, MN, 56374

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Listing information

MLS #NST7125399
Last reported MLS statusPending
MLS record updatedSep 25, 2026, 2:35 PM
Originally listedAug 11, 2026, 12:44 PM
Listing officePremier Real Estate Services

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.