Sold price · Closed Oct 16, 2026
407 W Birch Street, Saint Joseph, MN, 56374
About this home
If you've been looking for a home in St. Joe, this one is definitely worth a look! Tucked into a quiet neighborhood, this 4-bedroom, 1.5-bath home offers a great layout with three bedrooms all on the main level. The kitchen is spacious with stainless steel appliances and opens right up to the backyard, making it easy to keep an eye on the kids, let the dog out, or head outside to grill. The fully fenced backyard is private and includes a pergola, perfect for relaxing after work or hanging out with friends on summer evenings. One of my favorite things about this home is the location. You're within walking distance to parks and all the charm of downtown St. Joseph, with local restaurants, shops, and community events just minutes away. It's the kind of home that just feels comfortable the minute you walk in. Come take a look, you might just feel right at home.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 1/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- One
- Garage
- 1 space · 30x12 · 360 sqft
- Parking features
- Attached Garage, Concrete, Tuckunder Garage
- Patio & porch
- Patio
- Exterior features
- Vinyl
- Other structures
- Storage Shed
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 840 sqft
- Year built
- 1961
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Park Terrace
- HOA
- No HOA
- School district
- 742 - St. Cloud
- High school district
- St. Cloud
Financial & listing details
- Annual tax
- $2,634 (2026)
- Listed
- Jul 31, 2026
- Days on market
- 30
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
407 W Birch Street, Saint Joseph, MN, 56374
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

