Does this property have an HOA?

Yes. The HOA fee is $253 per month.

What are the annual property taxes?

Annual property taxes are $2,015 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 48 days.

Listed at

$240,000

$382/sqft

Townsite Of St Joseph

24 College Avenue #305, Saint Joseph, MN, 56374

1 Bedrooms1 Bathroom628 Square Feet

Days on market48

Year built2018

Garage spaces1

HOA / month$253

TypeResidential

Est. $4,200buyer credit when you buy with SODL

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About this home

**Incentive - Go Under Contract For Purchase In 2026 And A Garage Stall Will Be Included!** Welcome to 24 North Lofts in sought-after downtown St. Joseph. This stylish luxury condo blends comfort and convenience, with parking lot access included and attached or detached garage spaces available for purchase. Enjoy a private balcony with wrought-iron-style railing, a patio door, and large west-facing windows overlooking treetops and downtown Saint Joseph rooflines. The open loft-style layout brings the kitchen, dining, and living areas together and features one bedroom, a den with a sliding glass loft door, a gas fireplace, built-ins, and a full bathroom. Just steps from top local shopping and dining, this inviting home is well suited as a primary residence or a rental when you're away. Nearby parks and trails add to the appeal, along with shared amenities including a fitness room, rooftop deck, and elevator, all partially powered by rooftop solar panels. Worry-free luxury condo living awaits—schedule your showing today!

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Home facts

Property typeResidential

Property subtype(CC) Low Rise (3- Levels)

Year built2018

LevelsOne

Living area628 sqft

Above-grade finished628 sqft

Below-grade finished0 sqft

Lot size0 acres (0)

Days on market48

ListedAug 7, 2026

MLS #NST7123793

CountyStearns

SubdivisionTownsite Of St Joseph

Parcel #22222222222

Facts & features

Interior

Bedrooms: 1
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space
Parking features: Attached Garage, Detached Garage, Parking Lot
Patio & porch: Covered, Patio
Exterior features: Cement Board, Concrete
Fencing: Split Rail

Construction

Property type: Residential
Property subtype: (CC) Low Rise (3- Levels)
Foundation: Block · 628 sqft
Roof: Age 8 Years or Less
Year built: 2018

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas, Solar
Electric: Circuit Breakers

Community & HOA

Subdivision: Townsite Of St Joseph
HOA: $253/month
HOA name: GC Real Estate Partners
HOA phone: 3202573734
HOA includes: Building Exterior, Lawn Care, Professional Mgmt, Sanitation, Sewer, Shared Amenities, Snow Removal, Water
HOA amenities: Elevator(s), Other

Financial & listing details

Annual tax: $2,015 (2026)
Listed: Aug 7, 2026
Days on market: 48
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), City View, Exercise Room, Indoor Sprinklers, Main Floor Primary Bedroom, Patio

AccessibilityAccessible Elevator Installed, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorCement Board, Concrete

RoofAge 8 Years or Less

FoundationBlock

Foundation area628 sqft

Patio/porchCovered, Patio

Lot featuresIrregular Lot

Road frontageCity Street, Paved Streets

ZoningBusiness/Commercial,Residential-Multi-Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas, Solar

Parking & garage

ParkingAttached Garage, Detached Garage, Parking Lot

Garage spaces1

Financial details

Annual taxes$2,015

Tax year2026

Taxes w/ assessments2015

Assessment pendingNo

HOA fee$253

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$4,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,762/mo

Principal & interest$1,261

Property taxes$168

Home insurance (est.)$80

HOA fees$253

Down payment

$48,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.