Listed at
$265,000
$320/sqft

Mill Stream Shops&Lofts 1st Sup Cic

15 E Minnesota Street #211, Saint Joseph, MN, 56374
2  Bedrooms1  Bathroom827  Square Feet0.4  Acres
Days on market96
Year built2007
Garage spaces1
HOA / month$250
TypeResidential
Est. $4,950buyer credit when you buy with SODL
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About this home

Welcome to Millstream Lofts and Shops located in highly desirable downtown St. Joe! You are just steps away from the best shopping and dining that this area has to offer. The open concept living and dining area are warm and inviting. There is a terrace to enjoy where you can take in the panoramic views of the downtown skyline and CSB campus. The primary bedroom has large windows and a massive walk-in closet. There is a second bedroom that could be used as a flex space or an office. Utilize this property for your primary residence or rent it out when you need to be away. (Subject to HOA rules). The unit includes a private entrance, detached garage and parking lot. Strategically located near parks, trails and pickleball courts, this magnificent property is surrounded by all the amenities are you searching for.

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Home facts

Property typeResidential
Property subtype(CC) Low Rise (3- Levels)
Year built2007
LevelsOne
Living area827 sqft
Above-grade finished827 sqft
Below-grade finished0 sqft
Lot size0.4 acres (Irregular)
Days on market96
ListedMay 5, 2026
MLS #NST7062063
CountyStearns
SubdivisionMill Stream Shops&Lofts 1st Sup Cic
Parcel #84537330137

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space · 250 sqft
Parking features
Detached Garage, Parking Lot
Patio & porch
Deck
Exterior features
Engineered Wood
Lot size
0.4 acres

Construction

Property type
Residential
Property subtype
(CC) Low Rise (3- Levels)
Construction materials
Block, Concrete
Foundation
Block · 827 sqft
Year built
2007

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Mill Stream Shops&Lofts 1st Sup Cic
HOA
$250/month
HOA name
Granite City Real Estate
HOA phone
3202530003
HOA includes
Building Exterior, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Sanitation, Snow Removal
School district
742 - St. Cloud

Financial & listing details

Annual tax
$2,398 (2025)
Tax with assessments
2368
Listed
May 5, 2026
Days on market
96 · 69 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
DiningBreakfast Bar
AmenitiesBalcony, City View, Deck, Hardwood Floors, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Panoramic View, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorEngineered Wood
FoundationBlock
Foundation area827 sqft
Patio/porchDeck
ZoningResidential-Multi-Family,Other

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Parking Lot
Garage spaces1
Garage size250 sqft

Financial details

Annual taxes$2,398
Tax year2025
Taxes w/ assessments2368
Assessment pendingNo
HOA fee$250
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,931/mo
Principal & interest$1,393
Property taxes$200
Home insurance (est.)$88
HOA fees$250
%
$53,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

15 E Minnesota Street #211, Saint Joseph, MN, 56374

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Listing information

MLS #NST7062063
StatusClosed
Last updatedAug 27, 2026, 11:58 AM
Originally listedMay 6, 2026, 12:00 AM
Listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.