Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,240 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 154 days.

Listed at

$249,900

$137/sqft

Losos 5th Add

108 Birch Street, Saint Joseph, MN, 56374

5 Bedrooms2 Bathrooms1,824 Square Feet0.23 Acres

Days on market154

Year built1966

Garage spaces3

TypeResidential

Est. $4,497buyer credit when you buy with SODL

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About this home

A Very quality built 5 bedroom 2 bath home featuring 1824 finished square feet finished. Fresh interior paint on the main floor and new interior doors, new carpet in the main floor living room. The main floor offers 3 bedrooms and a full bath. The lower level provides a large great room (29x12), 2 additional bedrooms and modest bathroom that is shared with the laundry space. The lot offers a fenced in back yard, 2 detached garages and extra parking spaces.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1966

LevelsOne

Living area1,824 sqft

Above-grade finished962 sqft

Below-grade finished862 sqft

Lot size0.23 acres (111x91x111x91)

Days on market154

ListedApr 27, 2026

MLS #NST7050388

CountyStearns

SubdivisionLosos 5th Add

Parcel #84537010000

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: None
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 22x26 · 572 sqft
Parking features: Detached Garage
Exterior features: Vinyl
Fencing: Chain Link, Partial
Lot size: 0.23 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 962 sqft
Roof: Asphalt
Year built: 1966

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Losos 5th Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,240 (2025)
Tax with assessments: 2248
Listed: Apr 27, 2026
Days on market: 154
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Partially Finished, Storage Space

HeatingForced Air

CoolingNone

AppliancesDryer, Range, Refrigerator, Washer

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationBlock

Foundation area962 sqft

Lot featuresCorner Lot, Tree Coverage - Light

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces3

Garage size572 sqft

Financial details

Annual taxes$2,240

Tax year2025

Taxes w/ assessments2248

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$4,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,583/mo

Principal & interest$1,313

Property taxes$187

Home insurance (est.)$83

Down payment

$49,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.