Listed at
$215,000
$140/sqft

Losos 4th Add

20 2nd Avenue, Saint Joseph, MN, 56374
3  Bedrooms1  Bathroom1,534  Square Feet0.11  Acres
Days on market67
Year built1940
Garage spaces1
TypeResidential
Est. $3,450buyer credit when you buy with SODL
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About this home

Welcome to this charming 1-1/2 story home located in the desirable community of St. Joseph! This property features 3 bedrooms, 1 bathroom, and a convenient one-car attached garage. Recent updates provide peace of mind, including a new roof in 2022, updated siding, updated windows, and an updated furnace. The functional layout offers plenty of character and comfortable living space, making it a great fit for anyone looking to enjoy small-town living with easy access to local amenities, parks, and schools. Don’t miss this opportunity to own a home in the heart of St. Joseph!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1940
LevelsOne and One Half
Living area1,534 sqft
Above-grade finished1,534 sqft
Below-grade finished0 sqft
Lot size0.11 acres (50x100)
Days on market67
ListedJun 12, 2026
MLS #NST7092090
CountyStearns
SubdivisionLosos 4th Add
Parcel #84536710000

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Window Unit(s)
Appliances
Dishwasher, Range, Refrigerator

Property

Levels / stories
One and One Half
Garage
1 space · 12x21 · 252 sqft
Parking features
Attached Garage
Patio & porch
Covered, Front Porch, Patio
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,202 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt
Year built
1940

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Losos 4th Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,460 (2026)
Tax with assessments
2468
Listed
Jun 12, 2026
Days on market
67 · 38 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingWindow Unit(s)
LaundryElectric Dryer Hookup, Main Level, Washer Hookup
AppliancesDishwasher, Range, Refrigerator
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Main Floor Primary Bedroom, Patio, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Architectural Shingle, Asphalt
FoundationSlab
Foundation area1,202 sqft
Patio/porchCovered, Front Porch, Patio
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces1
Garage size252 sqft

Financial details

Annual taxes$2,460
Tax year2026
Taxes w/ assessments2468
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$3,450Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,450

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,407/mo
Principal & interest$1,130
Property taxes$205
Home insurance (est.)$72
%
$43,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20 2nd Avenue, Saint Joseph, MN, 56374

Listing information

MLS #NST7092090
StatusClosed
Last updatedAug 19, 2026, 6:07 PM
Originally listedJun 12, 2026, 1:38 PM
Listing officeEdina Realty, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.