Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,354 (2026).

What school district is this property in?

This property is in the 750 - Rocori school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

No photos available

Listed at

$323,900

$136/sqft

Chapel Hill

22896 Chapel Hill Road, Cold Spring, MN, 56320

4 Bedrooms3 Bathrooms2,377 Square Feet1.38 Acres

Days on market0

Year built1949

Garage spaces2

TypeResidential

Est. $6,717buyer credit when you buy with SODL

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About this home

Imagine having 1.38 acres of beautiful, wooded property to call your own, with mature trees, incredible privacy and outdoor spaces designed to make the most of every season! This Cold Spring home offers a fantastic blend of peaceful surroundings, spacious living and everyday convenience. The classic brick exterior and large windows add timeless character, while the wooded setting creates a beautiful backdrop in every season. Enjoy the outdoors from multiple inviting spaces, including two patios (one covered), a spacious screened porch overlooking the backyard and plenty of room to explore, entertain or simply enjoy nature. Inside, you'll find a functional floor plan with all living facilities on the main level, including three bedrooms, two bathrooms and convenient main-level laundry. The spacious kitchen features newer stainless steel appliances, while newer laminate flooring flows throughout the main level. A huge living room with a brick-surround wood-burning fireplace provides a warm and inviting gathering space, with large windows bringing in plenty of natural light. The finished lower level offers even more room to spread out, featuring a family room, fourth bedroom, third bathroom and fantastic storage space. Additional highlights include an attached two-car garage, outdoor storage shed, radon reduction system, water softener and water filtration system. With its beautiful natural surroundings, generous living spaces and multiple areas to enjoy the outdoors, this property offers a lifestyle that's hard to beat. Come experience the space, privacy and possibilities this Cold Spring home has to offer!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1949

LevelsOne

Living area2,377 sqft

Above-grade finished1,647 sqft

Below-grade finished730 sqft

Lot size1.38 acres (162x380)

Days on market0

ListedOct 16, 2026

MLS #NST7158098

CountyStearns

SubdivisionChapel Hill

Parcel #36240710000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 half
Heating: Forced Air, Fireplace(s), Humidity Control
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Water Filtration System, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 20x23 · 500 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Patio, Rear Porch, Screened
Exterior features: Stone
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,647 sqft
Roof: Age Over 8 Years, Flat
Year built: 1949

Utilities

Water: Well
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Chapel Hill
HOA: No HOA
School district: 750 - Rocori
High school district: Rocori

Financial & listing details

Annual tax: $2,354 (2026)
Tax with assessments: 2362
Listed: Oct 16, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths0

Half baths2

1/4 baths0

BasementBlock, Egress Window(s), Full, Partially Finished, Storage Space

HeatingForced Air, Fireplace(s), Humidity Control

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

AppliancesDishwasher, Dryer, Electric Water Heater, Exhaust Fan, Humidifier, Water Filtration System, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningInformal Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Patio, Porch, Tile Floors, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone

RoofAge Over 8 Years, Flat

FoundationBlock

Foundation area1,647 sqft

Patio/porchPatio, Rear Porch, Screened

Lot featuresTree Coverage - Medium

Road frontageCity Street, Paved Streets, Township

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer, Septic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size500 sqft

Financial details

Annual taxes$2,354

Tax year2026

Taxes w/ assessments2362

Assessment pendingYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District750 - Rocori

District number750

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$6,717Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,717

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,006/mo

Principal & interest$1,702

Property taxes$196

Home insurance (est.)$108

Down payment

$64,780

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.