Active
$319,900

320 12th Avenue S, Cold Spring, MN, 56320

4  Bedrooms2  Bathrooms2,079  Square Feet0.23  Acres
Days on market661
Year built1998
Garage spaces2
Potential $6,597buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

4 Bed, 2 Bath Split level home with a private fenced in yard. Beautiful kitchen, vaulted ceilings, stainless steel appliances, ac, large concrete patio, fire pit and more!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1998
LevelsSplit Entry (Bi-Level)
Living area2,079 sqft
Above-grade finished1,119 sqft
Below-grade finished960 sqft
Lot size0.23 acres (82x120)
Days on market661
ListedJan 21, 2025
MLS #NST6650964
CountyStearns
SubdivisionCaitlyns Add 2
Parcel #48293160138

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 24x28 · 672 sqft
Parking features
Attached Garage, Concrete
Fencing
Full, Wood
Lot size
0.23 Square Feet
Lot dimensions
82x120

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Brick/Stone, Steel Siding
Foundation
1,116 sqft
Roof
Age Over 8 Years
Year built
1998

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
100 Amp Service

Community & HOA

Subdivision
Caitlyns Add 2
HOA
No HOA
School district
Rocori

Financial & listing details

Annual tax
$3,094 (2024)
Tax with assessments
3094.0000
Listed
Jan 21, 2025
Days on market
661

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Washer, Water Softener Owned
AccessibilityNone

Exterior & lot

RoofAge Over 8 Years
Foundation area1,116 sqft
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces2
Garage size672 sqft

Financial details

Annual taxes$3,094
Tax year2024
Taxes w/ assessments3094.0000
Assessment pendingUnknown
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number750
District phone320-685-4901
High schoolRocori
SODL flat fee brokerage
$6,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,046/mo
Principal & interest$1,681
Property taxes$258
Home insurance (est.)$107
%
$63,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

320 12th Avenue S, Cold Spring, MN, 56320

Similar Homes

1007 1st Street SPotential $6,597 credit
4 Bedrooms2 Bathrooms
2,195 sq ft

1007 1st Street S

$$319,900Cold Spring MN 56320
629 2nd Street SPotential $5,250 credit
4 Bedrooms2 Bathrooms
2,020 sq ft

629 2nd Street S

$$275,000Cold Spring MN 56320
817 3rd Street SPotential $6,870 credit
4 Bedrooms2 Bathrooms
2,826 sq ft

817 3rd Street S

$$329,000Cold Spring MN 56320
206 Rookery DrivePotential $6,435 credit
3 Bedrooms2 Bathrooms
2,109 sq ft

206 Rookery Drive

$$314,500Cold Spring MN 56320
100 13th Avenue NPotential $7,050 credit
3 Bedrooms2 Bathrooms
1,754 sq ft

100 13th Avenue N

$$335,000Cold Spring MN 56320
317 9th Avenue SPotential $5,550 credit
3 Bedrooms2 Bathrooms
1,864 sq ft

317 9th Avenue S

$$285,000Cold Spring MN 56320
22896 Chapel Hill RoadPotential $6,450 credit
4 Bedrooms3 Bathrooms
2,377 sq ft

22896 Chapel Hill Road

$$315,000Cold Spring MN 56320
15566 241st StreetPotential $7,197 credit
3 Bedrooms2 Bathrooms
2,380 sq ft

15566 241st Street

$$339,900Cold Spring MN 56320

Listing information

MLS #NST6650964
Last reported MLS statusActive
MLS record updatedJan 22, 2025, 2:25 AM
Originally listedJan 21, 2025, 9:12 PM
Listing officeCentury 21 First Realty, Inc.

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.