Listed at
$634,900
$275/sqft

Mallard Estates First Add

22314 Mallard Court, Cold Spring, MN, 56320
3  Bedrooms4  Bathrooms2,312  Square Feet2.59  Acres
Days on market396
Year built1998
Garage spaces5
TypeResidential
Est. $16,047buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Nestled on a private drive just outside Cold Spring, home offers 2.5 partially wooded acres with 350± feet of shoreline on Schneider Lake—part of the sought-after Sauk River Chain of Lakes. The moment you arrive, the mature trees and serene setting create a sense of escape, making it feel like a secluded retreat while still being just minutes from town. Lake life is effortless here with direct access to endless boating, fishing, and recreation, plus the unique perk of cruising across the lake to a local bar and restaurant for a meal or drink. The home itself is designed for both comfortable living and entertaining. An open kitchen, dining, and living area provides connected space for gathering, highlighted by an impressive 8x5 ft kitchen island. A four-season porch leads to a spacious deck where you can relax and soak in the sights and sounds of nature. All three bedrooms are on the same level with 2 bedrooms offering nice sized walk-in closets. Bonus: steam shower for spa-like comfort, plus a special lakeside space just off of the home is hot tub ready! Storage and hobby space abound with an oversized three-stall attached garage (part of which is currently set up as an additional entertaining area) plus a detached one-stall garage. If you've been looking for lake life with land, this property is it!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1998
LevelsTwo
Living area2,312 sqft
Above-grade finished2,312 sqft
Below-grade finished0 sqft
Lot size2.59 acres (378x321x393x89x197)
Days on market396
ListedAug 25, 2025
MLS #NST6778182
CountyStearns
SubdivisionMallard Estates First Add
Parcel #36245400005

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
1 full / 2 half / 1 1/4
Heating
Forced Air, Zoned
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Fuel Tank - Owned, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
5 spaces · 39x25,25x16,24x12 · 1,663 sqft
Carport
3
Parking features
Attached Garage, Detached Garage, Concrete, Shared Driveway, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Tuckunder Garage
Patio & porch
Deck, Patio
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,772 sqft
Roof
Age 8 Years or Less, Metal, Pitched
Year built
1998

Utilities

Water
4-Inch Submersible, Drilled, Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Electric, Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Mallard Estates First Add
HOA
No HOA
School district
Rocori

Financial & listing details

Annual tax
$5,604 (2025)
Tax with assessments
5612
Listed
Aug 25, 2025
Days on market
396
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths0
Half baths2
1/4 baths1
BasementNone
HeatingForced Air, Zoned
CoolingCentral Air
LaundryGas Dryer Hookup, Laundry Room, Sink, Upper Level, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Fuel Tank - Owned, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen
AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityPartially Wheelchair
Special features2nd Floor Laundry, All Living Facilities on One Level

Exterior & lot

RoofAge 8 Years or Less, Metal, Pitched
Foundation area1,772 sqft
Patio/porchDeck, Patio
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageCurbs, No Outlet/Dead End, Paved Streets, Private Road, Street Lights
Road responsibilityPrivate Maintained Road
ZoningLot,Shoreline,Residential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Well
SewerPrivate Sewer, Tank with Drainage Field
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Shared Driveway, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Tuckunder Garage
Garage spaces5
Garage size1,663 sqft

Financial details

Annual taxes$5,604
Tax year2025
Taxes w/ assessments5612
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2255
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$16,047Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,047

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,015/mo
Principal & interest$3,337
Property taxes$467
Home insurance (est.)$212
%
$126,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

22314 Mallard Court, Cold Spring, MN, 56320

Listing information

MLS #NST6778182
StatusActive
Last updatedJan 28, 2026, 12:35 AM
Originally listedAug 28, 2025, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.