Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,966 (2026).

What school district is this property in?

This property is in the 750 - Rocori school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 128 days.

Listed at

$429,900

$224/sqft

Maplewood Shore

16758 County Road 49, Cold Spring, MN, 56320

3 Bedrooms2 Bathrooms1,920 Square Feet0.66 Acres

Days on market128

Year built1964

Garage spaces2

TypeResidential

Est. $9,897buyer credit when you buy with SODL

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About this home

Waterfront living on the Sauk River Chain of Lakes! Situated on over 0.5 acres just outside Cold Spring, this updated 3 bed, 2 bath home offers the perfect blend of privacy and close proximity to town. Enjoy stunning lake views from the kitchen and breakfast nook, featuring stainless steel appliances and a farmhouse sink overlooking the water. Bright main-level living and dining spaces with bay windows bring in natural light and scenic surroundings. Outdoor living shines with a 23x15 deck, 16x15 patio, and designated hot tub area—ideal for relaxing or entertaining. The lower level includes a spacious family room, dry bar, and flexible space for a home office, gym, or guest area. Dock included for immediate lake access. Located just 1 minute from Chain of Lakes County Park with trails and recreation. A great opportunity for year-round living or a weekend lake retreat in a highly desirable location.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1964

LevelsOne

Living area1,920 sqft

Above-grade finished960 sqft

Below-grade finished960 sqft

Lot size0.66 acres (330x70x240x150)

Days on market128

ListedMay 8, 2026

MLS #NST7068151

CountyStearns

SubdivisionMaplewood Shore

Parcel #36245670000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Freezer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 26x22 · 572 sqft
Parking features: Attached Garage, Asphalt, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch: Deck, Patio
Exterior features: Steel Siding
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 960 sqft
Roof: Age Over 8 Years, Architectural Shingle, Pitched
Year built: 1964

Utilities

Water: Well
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Propane
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Maplewood Shore
HOA: No HOA
School district: 750 - Rocori
High school district: Rocori

Financial & listing details

Annual tax: $3,966 (2026)
Tax with assessments: 3974
Listed: May 8, 2026
Days on market: 128
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Finished, Storage Space, Tile Shower

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Dryer, Freezer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Area, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hot Tub, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Panoramic View, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNo Stairs Internal

Special featuresMain Floor Bedroom, Renovated

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years, Architectural Shingle, Pitched

FoundationBlock

Foundation area960 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontageCounty Road, Paved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces2

Garage size572 sqft

Financial details

Annual taxes$3,966

Tax year2026

Taxes w/ assessments3974

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District750 - Rocori

District number750

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$9,897Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,897

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,733/mo

Principal & interest$2,259

Property taxes$331

Home insurance (est.)$143

Down payment

$85,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.