Listed at
$450,000
$172/sqft

Century Estates

15665 Century Estates Circle, Cold Spring, MN, 56320
4  Bedrooms3  Bathrooms2,621  Square Feet1  Acres
Days on market34
Year built1993
Garage spaces3
TypeResidential
Est. $10,500buyer credit when you buy with SODL
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About this home

Welcome home to this spacious 4-bedroom, 3-bath modified multi-level home located just outside of town! Proudly offered by the original owner, who is also a builder, this home has been thoughtfully built and well cared for over the years. The main level offers a comfortable and inviting layout with a dining area that opens to a great maintenance-free deck—perfect for relaxing or entertaining. Just off the family room, you’ll find a patio that provides even more outdoor living space. Upstairs, you’ll find three bedrooms, including a spacious primary suite with an updated private bathroom and its own small deck. Imagine enjoying your morning coffee while taking in the peaceful view of the wooded backyard! Bedroom 4 is currently set up as an office, providing a flexible space for working from home, hobbies, or guests. Numerous updates add peace of mind, including a new roof and updated windows throughout much of the home. With plenty of living space, multiple outdoor areas, and a private wooded setting, this home offers the perfect combination of comfort and convenience just minutes from town.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1993
LevelsModified Two Story
Living area2,621 sqft
Above-grade finished1,477 sqft
Below-grade finished1,144 sqft
Lot size1 acres (150x300x145x280)
Days on market34
ListedAug 25, 2026
MLS #NST7133410
CountyStearns
SubdivisionCentury Estates
Parcel #36240590010

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Dryer, Refrigerator, Wall Oven, Washer

Property

Levels / stories
Modified Two Story
Garage
3 spaces · 906 sqft
Parking features
Attached Garage
Exterior features
Stone, Steel Siding
Lot size
1 acres
Lot dimensions
150x300x145x280

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,477 sqft
Year built
1993

Utilities

Water
Drilled
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

Subdivision
Century Estates
HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$3,392 (2026)
Listed
Aug 25, 2026
Days on market
34
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesCooktop, Dishwasher, Dryer, Refrigerator, Wall Oven, Washer
AccessibilityNone

Exterior & lot

ExteriorStone, Steel Siding
FoundationBlock
Foundation area1,477 sqft
ZoningResidential-Single Family

Utilities

Water sourceDrilled
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size906 sqft

Financial details

Annual taxes$3,392
Tax year2026
Taxes w/ assessments3392
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$10,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,798/mo
Principal & interest$2,365
Property taxes$283
Home insurance (est.)$150
%
$90,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

15665 Century Estates Circle, Cold Spring, MN, 56320

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Listing information

MLS #NST7133410
StatusActive
Last updatedSep 14, 2026, 4:26 PM
Originally listedAug 25, 2026, 7:11 PM
Listing officeColdwell Banker Crown Realtors

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.