Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $6,108 (2026).

What school district is this property in?

This property is in the 750 - Rocori school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$699,000

$178/sqft

21806 State Highway 22

21806 State Highway 22, Richmond, MN, 56368

5 Bedrooms4 Bathrooms3,920 Square Feet5.4 Acres

Days on market0

Year built1991

Garage spaces6

TypeResidential

Est. $17,970buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Enjoy Life at the Lake! Excellent opportunity on the Horseshoe Chain of Lakes in Richmond. This unique peninsula parcel consists of private wooded acreage with an estimated 1,630 feet of peaceful recreational shoreline! Explore this quiet bay and nature filled space that features personal dock, wooded lake front, and plenty of nature. Unlimited lake recreation along the Sauk River Chain includes sandbars, tie-ups, golf, marinas, and restaurants. The secluded driveway welcomes you into this spacious home with bright windows and vaulted main level ceilings. The open layout allows large family get-togethers and easy entertaining options. The 4-season sunroom takes in panoramic lake, woods, and sunset views with access to the backyard deck and custom front yard patio. Designed for comfortable and convenient one-level living with primary bedroom, bathrooms, office, and laundry all on the main level. Relax in the spa-style bathroom with oversized whirlpool tub and separate steam shower. Head upstairs for two more bedrooms, jack-n-jill bathroom, and a versatile cozy loft space. Downstairs is ready for recreation with a walkout to the lake and plenty of space for a family room and game area for all your friends and family. You'll love the unlimited options the 3-stall detached garage provides as a workshop, boat storage, garden shed, or to accommodate whatever hobbies you desire! The maintenance free dock is included in the sale and sits in your own private bay for peaceful summer sunset views. In the winter with the leaves gone enjoy additional lake landscapes in all directions from this unique peninsula-shaped estate. So much beautiful yard space featuring gardens, fruit trees, natural rolling hills, and thick forest shoreline to explore. Have it all in the heart of Richmond at this extraordinary waterfront setting. Measurements are approximate, taken and consulted with Stearns County GIS and not official. Come enjoy prideful ownership and a peaceful lifestyle every day in your new lake home.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1991

LevelsTwo

Living area3,920 sqft

Above-grade finished2,784 sqft

Below-grade finished1,136 sqft

Lot size5.4 acres (1630x1041)

Days on market0

ListedSep 30, 2026

MLS #NST7150816

CountyStearns

Parcel #23137190000

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 3 full / 1 half
Heating: Ductless Mini-Split, Forced Air
Cooling: Central Air, Ductless Mini-Split
Appliances: Cooktop, Dishwasher, Dryer, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 6 spaces · 969 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Deck, Patio
Exterior features: Stone, Cement Board, Steel Siding
Other structures: Garage(s), Kennel/Dog Run, Workshop

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,136 sqft
Roof: Asphalt
Year built: 1991

Utilities

Water: Drilled, Well
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Propane

Community & HOA

HOA: No HOA
School district: 750 - Rocori
High school district: Rocori

Financial & listing details

Annual tax: $6,108 (2026)
Listed: Sep 30, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths3

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Full, Walkout

HeatingDuctless Mini-Split, Forced Air

CoolingCentral Air, Ductless Mini-Split

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesCooktop, Dishwasher, Dryer, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Wall Oven, Washer, Water Softener Owned

DiningBreakfast Bar, Eat In Kitchen, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Porch, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Cement Board, Steel Siding

RoofAsphalt

FoundationBlock

Foundation area1,136 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Heavy

Road frontagePaved Streets, State Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces6

Garage size969 sqft

Financial details

Annual taxes$6,108

Tax year2026

Taxes w/ assessments6108

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District750 - Rocori

District number750

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$17,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,416/mo

Principal & interest$3,674

Property taxes$509

Home insurance (est.)$233

Down payment

$139,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.