12836 96th Street NE, Otsego, MN, 55330
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About this home
This custom built 4 bed, 3 bath home with 3 car heated garage in the sought after Mississippi Cove neighborhood offers a meticulous blend of craftsmanship and design. Sitting on just over an acre with no neighbors across the street or to the south this home offers rare privacy, space and comfort. With main level living in mind this home has it all! From a main floor spacious primary bedroom with walk in closet and primary bathroom and steps away from main floor laundry. The open concept custom crafted kitchen, dining space and living room offers plenty of space for gathering and .entertaining. Drink your morning coffee from the spacious sunroom or step out onto the deck to catch amazing western sunsets. Seller is willing to assist buyer with possible interest rate buy down.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 1 full / 1 3/4 / 1 half
- Heating
- Forced Air, Fireplace(s), In-Floor Heating
- Cooling
- Central Air
- Appliances
- Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- One
- Garage
- 3 spaces · 25' x 35' · 875 sqft
- Parking features
- Attached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
- Exterior features
- Aluminum Siding, Stone, Engineered Wood
- Lot size
- 1.005 acres
- Lot dimensions
- 190 x 250 x 157 x 248
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block, Frame
- Foundation
- Block · 1,512 sqft
- Roof
- Age Over 8 Years, Architectural Shingle
- Year built
- 2013
Utilities
- Water
- 4-Inch Submersible, Drilled
- Sewer
- Tank with Drainage Field
- Fuel
- Natural Gas
- Electric
- 200+ Amp Service
Community & HOA
- Subdivision
- Davis Mississippi Cove
- HOA
- $500/annual
- HOA name
- Davis Mississippi Cove
- HOA phone
- 7633500022
- HOA includes
- Shared Amenities
- School district
- 728 - Elk River
Financial & listing details
- Annual tax
- $6,566 (2025)
- Listed
- Sep 22, 2026
- Days on market
- 52 · 64 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
12836 96th Street NE, Otsego, MN, 55330
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
