Active
$519,900

13776 189th Avenue NW, Elk River, MN, 55330

4  Bedrooms3  Bathrooms2,285  Square Feet0.27  Acres
Days on market112
Year built1964
Garage spaces2
Potential $12,597buyer credit when you buy with SODL
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About this home

Experience waterfront living in this beautifully completely renovated walkout rambler, perfectly positioned along the scenic Elk River. Every detail has been thoughtfully updated, creating a move-in-ready home that blends a warm, comfortable and timeless style. From the moment you step inside, you'll be captivated by the light-filled spaces, stunning river views, and the peaceful setting that makes this property truly one of a kind. The main level also offers a beautiful updated kitchen, spacious primary suite, convenient main-level laundry, and comfortable living spaces that seamlessly connect to the outdoors. The finished walkout lower level opens to a patio and a beautifully landscaped backyard complete with a fire pit—an ideal setting for relaxing evenings, entertaining guests, or simply enjoying the peaceful waterfront surroundings. Launch your kayak or paddle board from your own backyard, with just a short paddle leading directly into Orono Lake. Footings are already installed for a future dock, making it easy to bring your boating dreams to life. The adjacent lot is also available, offering added privacy, expansion opportunities, or the chance to create your own waterfront retreat. Be sure to review the attached updates list to appreciate the improvements that make this home truly move-in ready.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1964
LevelsOne
Living area2,285 sqft
Above-grade finished1,267 sqft
Below-grade finished1,018 sqft
Lot size0.27 acres (98x135x101x113)
Days on market112
ListedJul 22, 2026
MLS #NST7114383
CountySherburne
SubdivisionFifth Camp Cozy
Parcel #75004620225

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 25x21.5 · 536 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Deck
Exterior features
Shakes, Stucco
View
River

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,267 sqft
Roof
Age 8 Years or Less
Year built
1964

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

Subdivision
Fifth Camp Cozy
HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$4,890 (2026)
Tax with assessments
4800
Listed
Jul 22, 2026
Days on market
112
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementFinished, Storage Space, Walkout
HeatingForced Air
CoolingCentral Air
LaundryLaundry Room, Main Level
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Patio, In-Ground Sprinkler
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorShakes, Stucco
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,267 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Garage spaces2
Garage size536 sqft

Financial details

Annual taxes$4,890
Tax year2026
Taxes w/ assessments4800
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$12,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,313/mo
Principal & interest$2,732
Property taxes$408
Home insurance (est.)$173
%
$103,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

13776 189th Avenue NW, Elk River, MN, 55330

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Listing information

MLS #NST7114383
Last reported MLS statusActive
MLS record updatedNov 5, 2026, 11:11 PM
Originally listedJul 25, 2026, 12:00 AM
Listing officeRE/MAX Results

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.