12369 95th Street NE, Otsego, MN, 55330
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About this home
Acreage with spacious one-story home! Privacy, Space, and Investment Potential on 10 Beautiful Acres. Welcome to a rare find in Otsego: a beautifully maintained one-story home with a full basement, set on 10 spectacular acres offering the perfect balance of privacy, comfort, and future potential. Whether your dream includes horses grazing in open pasture, peaceful mornings surrounded by wildlife, or the convenience of shopping and schools just minutes away, this property delivers on every front. Inside, the main level features three comfortable bedrooms and three bathrooms, including a primary suite with a walk-in closet and private bath. The home’s thoughtful layout provides both everyday functionality and room to grow. The full basement, complete with a private entrance, expands your possibilities even further—ideal for guests, hobbies, office space, recreation, or a fourth bedroom (nonconforming- no egress). Outdoors, the amenities continue. A 45’ x 30’ pole shed offers exceptional storage and workspace, including a 12-foot-high side door perfect for RVs, plus a 4’ x 8’ dog kennel. With quality steel siding, Andersen windows and 50-year shingles, the home is built for long-lasting durability and peace of mind. The land itself is the true standout. Enjoy a nicely wooded setting, 7 acres of pasture, and abundant wildlife that create a serene country feel. Relax or entertain in the three-season sunroom or on the patio while taking in the natural beauty around you. Location is another major advantage. Just 1.5 miles from Prairie View School and minutes from shopping in Elk River, Monticello, and Albertville, you’ll appreciate the convenience without sacrificing privacy. With its prime position inside Otsego city limits and easy access to I-94, this acreage also offers superb long-term investment potential. This is a rare chance to own land where privacy, nature, location, and opportunity come together. Properties like this with all the acreage don’t come along often in Otsego. Why buy new when you can get all of this? What an incredible value! Quick close possible too.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Dual Fuel/Off Peak, Forced Air
- Cooling
- Attic Fan, Central Air
- Appliances
- Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Fuel Tank - Rented, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 8 spaces · 24x23 · 560 sqft
- Parking features
- Attached Garage, Detached Garage, Gravel, Electric, Finished Garage, Garage Door Opener, Insulated Garage, Multiple Garages, Storage
- Patio & porch
- Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
- Exterior features
- Steel Siding
- Other structures
- Garage(s), Kennel/Dog Run, Pole Building, Workshop
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,818 sqft
- Roof
- Age Over 8 Years, Architectural Shingle, Asphalt, Pitched, Slate
- Year built
- 1987
Utilities
- Water
- 4-Inch Submersible, Drilled, Private, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Fuel
- Electric, Propane
- Electric
- Circuit Breakers, 200+ Amp Service
Community & HOA
- HOA
- No HOA
- School district
- 728 - Elk River
- High school district
- Elk River
Financial & listing details
- Annual tax
- $7,170 (2026)
- Listed
- Jul 20, 2026
- Days on market
- 115 · 10 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
12369 95th Street NE, Otsego, MN, 55330
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
