Listed at
$305,000
$179/sqft

Pond View Ridge Five

1104 E Able Street, Saint Joseph, MN, 56374
3  Bedrooms2  Bathrooms1,700  Square Feet0.27  Acres
Days on market0
Year built1999
Garage spaces2
TypeResidential
Est. $6,150buyer credit when you buy with SODL
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About this home

Welcome to 1104 E Able Street in desirable St. Joe! This 3-bedroom, 2 bath bi-level home has the comfort and features you are looking for. The upper level boasts a large living room and kitchen area that opens up to the brand-new maintenance free deck. There are 2 bedrooms on the upper level and a full bathroom. The lower level will impress with an updated shiplap wall with TV mount and electric fireplace. There is a bar for entertaining along with bar stools and mini fridge ready for your friends and family to gather. An additional bedroom and full bathroom with tile surround complete the lower level. The attached 2 stall, heated garage is perfect for the upcoming cold months. There is an additional parking pad alongside the garage for added outdoor space. Other amenities include in-ground sprinkler with sandpoint well, updated fixtures and a garden shed for extra storage.

View this property at

Date
Oct 3, 2026
Time
6pm – 8pm
Address
1104 E Able Street, Saint Joseph, MN, 56374

Listed By: Central MN Realty LLC • NST7152933 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1999
LevelsSplit Entry (Bi-Level)
Living area1,700 sqft
Above-grade finished992 sqft
Below-grade finished708 sqft
Lot size0.27 acres (108x121)
Days on market0
ListedOct 2, 2026
MLS #NST7152933
CountyStearns
SubdivisionPond View Ridge Five
Parcel #84537900161

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 20x21 · 420 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Heated Garage, Storage
Patio & porch
Deck
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Other, Brick
Foundation
Block · 992 sqft
Roof
Age 8 Years or Less
Year built
1999

Utilities

Water
City Water/Connected, Sand Point
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Pond View Ridge Five
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,250 (2025)
Listed
Oct 2, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementFinished
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLower Level, Laundry Room, Washer Hookup
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Other, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area992 sqft
Patio/porchDeck
Lot featuresIrregular Lot
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Sand Point
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Heated Garage, Storage
Garage spaces2
Garage size420 sqft

Financial details

Annual taxes$3,250
Tax year2025
Taxes w/ assessments3250
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,150Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,150

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,975/mo
Principal & interest$1,603
Property taxes$271
Home insurance (est.)$102
%
$61,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1104 E Able Street, Saint Joseph, MN, 56374

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Listing information

MLS #NST7152933
StatusActive
Last updatedOct 2, 2026, 1:46 PM
Originally listedOct 2, 2026, 8:36 AM
Listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.