Listed at
$324,900
$159/sqft

Pond View Ridge Three

1206 Callaway Street E, Saint Joseph, MN, 56374
3  Bedrooms2  Bathrooms2,047  Square Feet0.35  Acres
Days on market0
Year built1997
Garage spaces3
TypeResidential
Est. $6,747buyer credit when you buy with SODL
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About this home

Enjoy the extensive updates and move-in-ready appeal of this home on a spacious corner lot in St. Joseph! The updated kitchen features custom white-painted cabinetry, quartz countertops, stainless steel appliances, and a blue-accented center island. The inviting great room offers attractive newer laminate wood flooring and updated paint, while the beautifully remodeled bathroom adds a fresh, modern touch. Two bedrooms are located on the main floor, with a generously sized third bedroom on the lower level featuring walk-through access to the bathroom. New carpet throughout the lower level adds to the appeal. The laundry is conveniently located on the main level, off the foyer. Outside, enjoy a 12x14 ft deck and an impressive 45x15 ft concrete patio, providing plenty of space for outdoor entertaining and relaxation. Major updates include metal siding in 2012 (also updated shutters, and whitewashed brick); a new roof in 2022; a new furnace and central air conditioner in 2024; and a new water softener in 2026. The outstanding location puts downtown St. Joseph's shopping and dining within walking distance, along with the athletic events and performing arts at the College of Saint Benedict!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1997
LevelsSplit Entry (Bi-Level)
Living area2,047 sqft
Above-grade finished1,127 sqft
Below-grade finished920 sqft
Lot size0.35 acres (107x139x136x118)
Days on market0
ListedOct 14, 2026
MLS #NST7158674
CountyStearns
SubdivisionPond View Ridge Three
Parcel #84537900049

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 30x22 · 640 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Deck, Patio
Exterior features
Stone, Steel Siding
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,127 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1997

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Pond View Ridge Three
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$4,093 (2026)
Tax with assessments
4480
Listed
Oct 14, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full
HeatingForced Air
CoolingCentral Air
LaundryMain Level, Sink
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room
AmenitiesDeck, Kitchen Center Island, Patio, Vaulted Ceiling(s)
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,127 sqft
Patio/porchDeck, Patio
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size640 sqft

Financial details

Annual taxes$4,093
Tax year2026
Taxes w/ assessments4480
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,157/mo
Principal & interest$1,707
Property taxes$341
Home insurance (est.)$108
%
$64,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1206 Callaway Street E, Saint Joseph, MN, 56374

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Listing information

MLS #NST7158674
StatusActive
Last updatedOct 14, 2026, 3:20 PM
Originally listedOct 14, 2026, 10:18 AM
Listing officeAgency North Real Estate, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.