Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,876 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 85 days.

Listed at

$379,900

$150/sqft

Pond View Ridge Four

348 Pondview Lane, Saint Joseph, MN, 56374

4 Bedrooms3 Bathrooms2,526 Square Feet0.33 Acres

Days on market85

Year built1997

Garage spaces3

TypeResidential

Est. $8,397buyer credit when you buy with SODL

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About this home

Welcome home to this one-of-a-kind St. Joe home! Functional spaces blended with thoughtful updates make this an easy home to love! The main level is a hosts' dream with a two story vaulted ceilings and an open staircase, you will love the spacious formal dining room and open concept main living areas. Relax on the (new deck boards) deck or enjoy the hot tub after a long days work. Be sure to keep an eye out, there is plenty of wildlife in this corner lot! The main level also hosts a bedroom and laundry room which is fantastic for one level living or guests! You will appreciate the new carpet and tile in these areas. Three more bedrooms upstairs includes a spacious primary suite with private attached bathroom and walk in closet. The lower level is set up for projector movie night and also has an extra dedicated storage room. Newer furnace, AC & water heater. Well maintained and ready for the next owner! Offers due March 1 at 5 pm.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1997

LevelsModified Two Story

Living area2,526 sqft

Above-grade finished2,136 sqft

Below-grade finished390 sqft

Lot size0.33 acres (134x125x135x100)

Days on market85

ListedFeb 25, 2026

MLS #NST7025691

CountyStearns

SubdivisionPond View Ridge Four

Parcel #84537900112

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Modified Two Story
Garage: 3 spaces · 736 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Composite Decking
Exterior features: Brick Veneer, Vinyl
Lot size: 0.33 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,174 sqft
Year built: 1997

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Pond View Ridge Four
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $4,876 (2025)
Listed: Feb 25, 2026
Days on market: 85 · 8 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Partial

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Hot Tub, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorBrick Veneer, Vinyl

FoundationBlock

Foundation area1,174 sqft

Patio/porchComposite Decking

Lot featuresCorner Lot, Tree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces3

Garage size736 sqft

Financial details

Annual taxes$4,876

Tax year2025

Taxes w/ assessments4876

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$8,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,530/mo

Principal & interest$1,997

Property taxes$406

Home insurance (est.)$127

Down payment

$75,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.