Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $6,252 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 64 days.

Listed at

$415,000

$124/sqft

Pond View Ridge Three

343 Pondview Lane, Saint Joseph, MN, 56374

3 Bedrooms4 Bathrooms3,340 Square Feet0.32 Acres

Days on market64

Year built1997

Garage spaces4

TypeResidential

Est. $9,450buyer credit when you buy with SODL

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About this home

Pride of ownership details every aspect of this fantastic rambler near the heart of St. Joe. This one-owner home was meticulously designed with thought and intention in a location close to all of the amenities your lifestyle needs. Welcome to 343 Pondview Lane! You are immediately greeted with an expansive, open floor plan on the main level with cozy gas fireplace and vaulted ceilings. The kitchen has beautiful, raised panel oak cabinetry, a center island, breakfast peninsula, and plenty of storage space plus a guest half bath nearby. The sunny dining room expands off of the kitchen with immediate access to the 10x20 deck. The 16x16 primary bedroom is sure to impress with its walk-in closet, en-suite bath with separate shower and jetted tub and a corner gas fireplace! Main floor laundry, a second bedroom and full bath complete this level. The lower level is truly profound with its overall size, cleanliness and detail. There is a third bedroom and 3/4 bath with multiple options to add a 4th bedroom or add an egress window if a fifth bedroom is desired. There are multiple spaces for storage, home office, home gym or playroom... the opportunities are endless! The heated, detached garage is a bonus for your extra toys or hobby needs if the attached 3 stall doesn't quite cut it! You must check out this immaculate home to appreciate how much love and care it has been given. Absolutely love where you live!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1997

LevelsOne

Living area3,340 sqft

Above-grade finished1,710 sqft

Below-grade finished1,630 sqft

Lot size0.32 acres (100x140x100x140)

Days on market64

ListedJul 25, 2026

MLS #NST7114368

CountyStearns

SubdivisionPond View Ridge Three

Parcel #84537900057

Facts & features

Interior

Bedrooms: 3
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Baseboard, Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 4 spaces · 34x26 · 1,012 sqft
Parking features: Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch: Deck, Front Porch
Exterior features: Steel Siding
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Brick
Foundation: Block · 1,710 sqft
Roof: Age 8 Years or Less
Year built: 1997

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Pond View Ridge Three
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $6,252 (2025)
Listed: Jul 25, 2026
Days on market: 64 · 58 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Sump Pump

HeatingBaseboard, Forced Air

CoolingCentral Air

Fireplaces3

LaundryLaundry Room, Main Level, Sink

AppliancesDishwasher, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Bar, Informal Dining Room

AmenitiesCeiling Fan(s), Deck, In-Ground Sprinkler

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,710 sqft

Patio/porchDeck, Front Porch

Lot featuresIrregular Lot

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces4

Garage size1,012 sqft

Financial details

Annual taxes$6,252

Tax year2025

Taxes w/ assessments6252

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$9,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,840/mo

Principal & interest$2,181

Property taxes$521

Home insurance (est.)$138

Down payment

$83,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.