Active
$289,900

6724 Black Spruce Street, Saint Cloud, MN, 56303

3  Bedrooms2  Bathrooms1,658  Square Feet0.16  Acres
Days on market0
Year built2006
Garage spaces2
Potential $5,697buyer credit when you buy with SODL
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About this home

Welcome to 6724 Black Spruce Street, a well-kept tri-level home in the sought-after Westwood Parkway neighborhood! It has a spacious kitchen with newer trendy appliances, vaulted ceilings, 3 bedrooms and 2 full baths, with two bedrooms and a full bath on the upper level and a third bedroom, second full bath, and family room on the finished lower level. Step out onto the deck and enjoy the quiet: the backyard backs up to a wetland, so you get privacy, wildlife views, and no neighbors directly behind you. Built in 2006 and in good condition throughout, the home also has a newer central AC unit (2025), water heater, flooring, paint, and in-ground sprinkler system to keep the lawn green, and plenty of storage in the crawl space. A 2-stall garage finishes it off. It's close to shopping, dining, and parks, with easy access to Hwy 15 and I-94. Schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2006
LevelsThree Level Split
Living area1,658 sqft
Above-grade finished1,018 sqft
Below-grade finished640 sqft
Lot size0.16 acres (133x52)
Days on market0
ListedOct 20, 2026
MLS #NST7159264
CountyStearns
Parcel #82526300100

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Three Level Split
Garage
2 spaces · 486 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener
Patio & porch
Deck
Exterior features
Vinyl
Lot size
0.16 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,018 sqft
Roof
Asphalt, Pitched
Year built
2006

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,158 (2026)
Tax with assessments
3166
Listed
Oct 20, 2026
Days on market
0
Lender owned
Yes
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full
HeatingForced Air
CoolingCentral Air
LaundryLower Level, Laundry Room, Sink
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Vaulted Ceiling(s)
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAsphalt, Pitched
FoundationBlock
Foundation area1,018 sqft
Patio/porchDeck
Lot featuresIrregular Lot
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener
Garage spaces2
Garage size486 sqft

Financial details

Annual taxes$3,158
Tax year2026
Taxes w/ assessments3166
Assessment pendingYes
Down payment resourceYes
Lender ownedYes
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,883/mo
Principal & interest$1,524
Property taxes$263
Home insurance (est.)$97
%
$57,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

6724 Black Spruce Street, Saint Cloud, MN, 56303

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Listing information

MLS #NST7159264
Last reported MLS statusActive
MLS record updatedOct 23, 2026, 10:09 AM
Originally listedOct 23, 2026, 12:00 AM
Listing officeCentral MN Realty LLC
Co-listing officeCentral MN Realty LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.