84 Hays Circle, Silver Bay, MN, 55614
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About this home
Nestled on a large park-like lot with woods in the backyard, this custom-designed 4-bedroom, 3-bath home offers the perfect blend of comfort, privacy, and year-round recreation. A welcoming, light-filled living room flows seamlessly into the formal dining room, creating an inviting space for entertaining. The efficient kitchen features stainless steel appliances and nearby laundry for everyday convenience. The main level includes a spacious primary bedroom with beautiful hardwood floors and a second bedroom currently used as a home office. Upstairs, you'll find two generously sized bedrooms, a full bath, and abundant storage. The lower level expands your living space with a beautifully finished family room featuring a cozy wood-burning fireplace, creating the perfect setting for movie nights, holiday gatherings, or simply unwinding at the end of the day. A versatile bonus room offers flexibility for a home gym, craft room, or office, while the workshop area, quarter bath, and abundant storage add everyday convenience. Step outside to a peaceful backyard retreat where mature woods provide a beautiful natural backdrop. Enjoy your morning coffee, host summer barbecues, or relax and take in the sights and sounds of nature. A charming bridge spans the creek, adding character and convenient access beyond. Gardening enthusiasts will appreciate the large raspberry patch, established perennial plantings, and garden shed for storing tools and outdoor equipment. An attached garage with a convenient entryway is especially welcome during the winter months. Ideally located near the Superior Hiking Trail, as well as cross-country skiing, ATV, and snowmobile trails, this property is a true outdoor enthusiast's dream. Come experience all this exceptional home has to offer!
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 1/4
- Heating
- Boiler
- Cooling
- None
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One and One Half
- Garage
- 1 space · 372 sqft
- Parking features
- Attached Garage
- Exterior features
- Steel Siding
- Lot size
- 0.2 acres
- Lot dimensions
- 71x125
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Frame
- Foundation
- Block · 1,400 sqft
- Roof
- Asphalt
- Year built
- 1958
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Silver Bay 07 Div
- HOA
- No HOA
- School district
- 381 - Lake Superior
- High school district
- Lake Superior
Financial & listing details
- Annual tax
- $2,080 (2026)
- Listed
- Sep 25, 2026
- Days on market
- 49
- Lender owned
- Yes
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
84 Hays Circle, Silver Bay, MN, 55614
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

