Active
$189,000

38 Evans Circle, Silver Bay, MN, 55614

2  Bedrooms2  Bathrooms1,860  Square Feet0.22  Acres
Days on market0
Year built1956
Garage spaces2
Potential $2,670buyer credit when you buy with SODL
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About this home

This 2-bedroom, 2-bath home with a spacious garage is ready for new owners to make it their own. The open-concept kitchen and dining area create a welcoming gathering space, perfect for meal preparation, conversation, and everyday living. A large living room with a bay window fills the space with natural light, offering a comfortable setting for entertaining guests or relaxing with a good book. Two comfortable bedrooms provide peaceful retreats at the end of the day, while the full bath features ceramic tile for added style and durability. The lower level offers excellent potential to expand your living space, featuring a large unfinished area ideal for a future family room or recreation space. A bonus room provides flexibility for a home office, hobby room, guest space, or potential third bedroom. Step outside and enjoy the beauty of nature from the front or side deck, perfect for morning coffee or evening relaxation. The extra-large garage offers abundant room for vehicles, recreational toys, lawn equipment, storage, and a dedicated workshop area, making it a perfect space for hobbies and projects. Whether you're looking for your first home, a place to downsize, or a property with room to grow, this home offers comfort, versatility, and endless possibilities to make it uniquely yours.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1956
LevelsOne
Living area1,860 sqft
Above-grade finished960 sqft
Below-grade finished900 sqft
Lot size0.22 acres (80x140)
Days on market0
ListedNov 3, 2026
MLS #NST7168744
CountyLake
SubdivisionSilver Bay 3rd Div
Parcel #22746012210

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
None
Appliances
Dryer, Microwave, Range, Washer

Property

Levels / stories
One
Garage
2 spaces · 24x30 · 720 sqft
Parking features
Detached Garage
Patio & porch
Deck
Exterior features
Vinyl
Lot size
0.22 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete
Foundation
Poured Concrete · 960 sqft
Roof
Asphalt
Year built
1956

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Oil

Community & HOA

Subdivision
Silver Bay 3rd Div
HOA
No HOA
School district
381 - Lake Superior
High school district
Lake Superior

Financial & listing details

Annual tax
$2,512 (2026)
Listed
Nov 3, 2026
Days on market
0 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFull
HeatingForced Air
CoolingNone
AppliancesDryer, Microwave, Range, Washer
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Natural Woodwork, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationPoured Concrete
Foundation area960 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Oil

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size720 sqft

Financial details

Annual taxes$2,512
Tax year2026
Taxes w/ assessments2512
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District381 - Lake Superior
District number381
District phone2188348216
High schoolLake Superior
SODL flat fee brokerage
$2,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,266/mo
Principal & interest$993
Property taxes$209
Home insurance (est.)$63
%
$37,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

38 Evans Circle, Silver Bay, MN, 55614

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Listing information

MLS #NST7168744
Last reported MLS statusActive
MLS record updatedNov 4, 2026, 3:12 PM
Originally listedNov 4, 2026, 9:11 AM
Listing officeEdina Realty, Inc. - Duluth

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.