Listed at
$309,900
$234/sqft

Cic 486 Emerald Gardens

820 Emerald Street #117, Saint Paul, MN, 55114
2  Bedrooms3  Bathrooms1,324  Square Feet0.907  Acres
Days on market1
Year built2003
Garage spaces1
HOA / month$708
TypeResidential
Est. $6,297buyer credit when you buy with SODL
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About this home

SUNNY CORNER-UNIT TOWNHOUSE style condo in Emerald Gardens with the space, privacy and easy living you expect ! Southwest-facing and filled with natural light, this unique two-level home features 9-foot ceilings, large windows and pleasant views toward the Prospect Park neighborhood. A private entrance along the internal driveway makes coming and going especially convenient—including for dog owners. First-floor units allow up to two dogs with a combined weight of 100 lbs., with no individual dog exceeding 70 lbs. Includes one assigned parking space in the heated garage plus additional private storage space in the garage. The open-concept main level is bright and spacious, with bamboo flooring flowing through the living and dining areas. Ceramic tile complements the entry, kitchen and half bath. The kitchen features a new stainless-steel refrigerator, and a pass through to the open dining/living area. Upstairs, the generous primary suite offers a walk-in closet and full bath with double vanity and ceramic tub surround. A spacious hallway leads to the second bedroom, ideal for guests, a home office or both, plus a ¾ bath with ceramic shower surround, plus the washer/dryer. Enjoy a location that puts so much within easy reach—light rail along University Avenue, the University of Minnesota, downtown St. Paul and Minneapolis, scenic walking and biking paths along River Road, and an array of restaurants and shopping along University, Grand and Franklin Avenues. Seward Co-op and Fresh Thyme are also nearby. The $708 monthly HOA fee provides substantial value, including cable and internet, helping simplify monthly household expenses. The monthly fee also includes water, trash, recycling, landscaping, snow removal, exterior maintenance, and professional management. The association substantially funds its reserves to plan for future capital expenses. Recent updates: main-level flooring (2020), water heater (2020), furnace & A/C (2021), storm door (2021), main-floor ceiling painted (2026), three new toilets (2026), and a new refrigerator (2026).

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built2003
LevelsTwo
Living area1,324 sqft
Above-grade finished1,324 sqft
Below-grade finished0 sqft
Lot size0.907 acres (0X0)
Days on market1
ListedOct 2, 2026
MLS #NST7153430
CountyRamsey
SubdivisionCic 486 Emerald Gardens
Parcel #292923330129

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
1 space · 200 sqft
Parking features
Assigned, Finished Garage, Heated Garage, Storage, Underground
Patio & porch
Front Porch
Exterior features
Stone, Metal, Stucco
Lot size
0.907 acres

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Construction materials
Concrete
Foundation
Poured Concrete · 662 sqft
Roof
Flat
Year built
2003

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Cic 486 Emerald Gardens
HOA
$708/month
HOA name
First Service Residential
HOA phone
9522772716
HOA includes
Building Exterior, Cable TV, Internet, Lawn Care, Other, Maintenance Grounds, Parking, Professional Mgmt, Sanitation, Snow Removal, Water
HOA amenities
Elevator(s), Fire Sprinkler System, Security Building

Financial & listing details

Annual tax
$4,896 (2026)
Listed
Oct 2, 2026
Days on market
1 · 69 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
LaundryLaundry Closet
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningBreakfast Bar, Living/Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Washer/Dryer Hookup
AccessibilityDoors 36"+, Hallways 42"+, No Stairs External
Special featuresPrimary Bdr Suite

Exterior & lot

ExteriorStone, Metal, Stucco
RoofFlat
FoundationPoured Concrete
Foundation area662 sqft
Patio/porchFront Porch
Lot featuresCorner Lot, Tree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Multi-Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAssigned, Finished Garage, Heated Garage, Storage, Underground
Garage spaces1
Garage size200 sqft

Financial details

Annual taxes$4,896
Tax year2026
Taxes w/ assessments4896
Assessment pendingYes
HOA fee$708
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$6,297Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,297

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,848/mo
Principal & interest$1,629
Property taxes$408
Home insurance (est.)$103
HOA fees$708
%
$61,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

820 Emerald Street #117, Saint Paul, MN, 55114

Listing information

MLS #NST7153430
StatusActive
Last updatedOct 3, 2026, 10:09 AM
Originally listedOct 2, 2026, 10:48 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.