Active
$295,000

655 Simpson Street, Saint Paul, MN, 55104

3  Bedrooms2  Bathrooms1,332  Square Feet0.084  Acres
Days on market70
Year built1912
Garage spaces2
Potential $5,850buyer credit when you buy with SODL
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About this home

A 1912 two story with three bedrooms up, original natural woodwork, and larger windows that were added upstairs to bring light into the bedrooms. Out back is a 24x24 detached shop, fully insulated, with 10 foot ceilings, 240V service, and the heat on a programmable timer, and a covered carport beside it brings the total to three vehicles under cover. The main level plaster was taken down to the studs and the walls were reinsulated before new drywall went up. Every ceiling had the popcorn removed and was resurfaced with knockdown. Hardwood floors run under the carpet throughout. The roof was new in 2020, the water heater in 2023, and the electrical panel was updated to circuit breakers in 2015. Vinyl siding and an insulated attic mean the exterior never needs paint. The basement is full and unfinished with tall ceilings and stays very dry. Located six blocks from the Green Line light rail and under a mile from Allianz Field, with Hamline University and the shops and restaurants along Snelling Avenue nearby. Easy access to I-94 and both downtowns.

View this property at

Date
Nov 14, 2026
Time
5pm – 7pm
Address
655 Simpson Street, Saint Paul, MN, 55104

Listed By: LPT Realty, LLC • NST7139061 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1912
LevelsTwo
Living area1,332 sqft
Above-grade finished1,332 sqft
Below-grade finished0 sqft
Lot size0.084 acres (37x100)
Days on market70
ListedSep 4, 2026
MLS #NST7139061
CountyRamsey
SubdivisionHamline Syndicate Add, No2
Parcel #342923220124

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 1/4
Heating
Hot Water
Cooling
Window Unit(s)
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
2 spaces · 24x24 · 576 sqft
Carport
1
Parking features
Carport, Detached Garage, Concrete, Heated Garage, Insulated Garage
Patio & porch
Covered
Exterior features
Vinyl

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 686 sqft
Roof
Age 8 Years or Less
Year built
1912

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Hamline Syndicate Add, No2
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$3,923.74 (2026)
Tax with assessments
4140
Listed
Sep 4, 2026
Days on market
70
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths0
1/4 baths1
BasementFull, Storage Space, Unfinished
HeatingHot Water
CoolingWindow Unit(s)
LaundryIn Basement
AppliancesDryer, Range, Refrigerator, Washer
DiningSeparate/Formal Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, Porch, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area686 sqft
Patio/porchCovered
Lot featuresPublic Transit (w/in 6 blks)
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingCarport, Detached Garage, Concrete, Heated Garage, Insulated Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$3,923.74
Tax year2026
Taxes w/ assessments4140
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$5,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,976/mo
Principal & interest$1,550
Property taxes$327
Home insurance (est.)$98
%
$59,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

655 Simpson Street, Saint Paul, MN, 55104

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Listing information

MLS #NST7139061
Last reported MLS statusActive
MLS record updatedNov 13, 2026, 2:23 PM
Originally listedSep 4, 2026, 8:08 PM
Listing officeLPT Realty, LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.