Listed at
$589,900
$241/sqft

Birch Bay Resort

7101 Browns Lane, Brainerd, MN, 56401
3  Bedrooms2  Bathrooms2,448  Square Feet2.5  Acres
Days on market413
Year built1994
Garage spaces2
HOA / month$40
TypeResidential
Est. $14,697buyer credit when you buy with SODL
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About this home

Turn-key lake home on the sandy shores of Wise Lake in Brainerd! This private retreat offers an excellent yard with in-ground sprinklers and is part of an association with common areas, while allowing you to maintain your own space between the home and shoreline. Completely rebuilt in 2010, it features a new roof, all-new windows, flooring, granite countertops, and a stunning four-season porch for year-round enjoyment. The main level boasts a huge owner’s suite, while the lower level includes two additional bedrooms and a spacious family room that can easily be converted to more bunk space for guests. Maintenance-free steel siding and a retractable awning add to the ease of ownership. Whether for weekends or year-round living, this home offers the best of lake life in a peaceful setting. Don’t miss it!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1994
LevelsSplit Entry (Bi-Level)
Living area2,448 sqft
Above-grade finished1,356 sqft
Below-grade finished1,092 sqft
Lot size2.5 acres (454 x 394 x 420 x 363)
Days on market413
ListedAug 12, 2025
MLS #NST6770611
CountyCrow Wing
SubdivisionBirch Bay Resort
Parcel #99190527

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 24 x 24 · 576 sqft
Parking features
Attached Garage
Patio & porch
Awning(s), Deck, Porch
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Frame
Foundation
1,188 sqft
Roof
Age Over 8 Years, Architectural Shingle, Asphalt
Year built
1994

Utilities

Water
Drilled, Shared System
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Birch Bay Resort
HOA
$40/month
HOA name
Dan
HOA phone
2181111111
HOA includes
Snow Removal, Water
School district
Brainerd

Financial & listing details

Annual tax
$2,647 (2024)
Tax with assessments
2672
Listed
Aug 12, 2025
Days on market
413
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryIn Hall, Laundry Closet, Main Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Satellite Dish, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s)
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

RoofAge Over 8 Years, Architectural Shingle, Asphalt
Foundation area1,188 sqft
Patio/porchAwning(s), Deck, Porch
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontagePrivate Road
Road responsibilityAssociation Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Shared System
SewerPrivate Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$2,647
Tax year2024
Taxes w/ assessments2672
Assessment pendingNo
HOA fee$40
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number896
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$14,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,557/mo
Principal & interest$3,100
Property taxes$221
Home insurance (est.)$197
HOA fees$40
%
$117,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

7101 Browns Lane, Brainerd, MN, 56401

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Listing information

MLS #NST6770611
StatusActive
Last updatedMar 10, 2026, 6:10 PM
Originally listedAug 12, 2025, 8:44 AM
Listing officeKeller Williams Realty Professionals

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.