Active
$649,900

5042 White Gables Road, Brainerd, MN, 56401

2  Bedrooms2  Bathrooms1,400  Square Feet0.5  Acres
Days on market0
Year built2014
Garage spaces2
Potential $16,497buyer credit when you buy with SODL
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About this home

Enjoy lake living on North Long Lake with this 2 bedroom, 2 bath home offering over 100 feet of water frontage. Set on a half-acre lot, there’s plenty of room to spread out, play, and entertain, with the lake just steps from your door. Whether you’re looking for a weekend escape or a place to call home, this property puts you right in the heart of the Brainerd Lakes area’s best lake country. Schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2014
LevelsOne
Living area1,400 sqft
Above-grade finished1,400 sqft
Below-grade finished0 sqft
Lot size0.5 acres (106x262x75x249)
Days on market0
ListedOct 27, 2026
MLS #NST7158871
CountyCrow Wing
Parcel #99140727

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 24 x 24 · 576 sqft
Parking features
Attached Garage, Concrete, Heated Garage
Patio & porch
Deck
Exterior features
Cement Board
View
Panoramic

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,328 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2014

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

HOA
$125/annual
HOA name
North Long Lake
HOA phone
2188880101
HOA includes
Other
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$3,141 (2026)
Tax with assessments
3166
Listed
Oct 27, 2026
Days on market
0 · 81 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space, Storage Space
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, In Hall, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Panoramic View
AccessibilityNone

Exterior & lot

ExteriorCement Board
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,328 sqft
Patio/porchDeck
Lot featuresAccessible Shoreline
Road frontagePrivate Road
Road responsibilityPrivate Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Heated Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$3,141
Tax year2026
Taxes w/ assessments3166
Assessment pendingNo
HOA fee$125
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$16,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,019/mo
Principal & interest$3,416
Property taxes$262
Home insurance (est.)$217
HOA fees$125
%
$129,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5042 White Gables Road, Brainerd, MN, 56401

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Listing information

MLS #NST7158871
Last reported MLS statusActive
MLS record updatedOct 31, 2026, 10:07 AM
Originally listedOct 31, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.