Listed at
$649,000
$464/sqft

5042 White Gables Road

5042 White Gables Road, Brainerd, MN, 56401
2  Bedrooms2  Bathrooms1,400  Square Feet0.5  Acres
Days on market79
Year built2014
Garage spaces2
HOA / month$125
TypeResidential
Est. $16,470buyer credit when you buy with SODL
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About this home

Lake life in the Brainerd Lakes area. The best of both worlds-a very private location and close to all the amenities and entertainment of this sought after zip code. A newer home built in 2014 and and fastidiously maintained facing Northeast allowing for panoramic views of the lake horizon and sunrise and sunset scenes. The no-maintenance deck runs the length of the house to facilitate evenings of entertainment and enjoyment. A great get away for during any season - as this cozy year round lake home is equipped with a gas fireplace and heated garage. This location is rich with wildlife sightings on the lake and on the property. As you are shopping for your up north place - include 5042 White Gables Rd on your tour. All listing information is deemed reliable, but is not guaranteed. Buyer and buyer's agent to verify all information, including square footage, lot size, property lines, school zones, and HOA fees.

View this property at

Date
Sep 5, 2026
Time
4pm – 6pm
Address
5042 White Gables Road, Brainerd, MN, 56401

Listed By: Premier Real Estate Services • NST7106735 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2014
LevelsOne
Living area1,400 sqft
Above-grade finished1,400 sqft
Below-grade finished0 sqft
Lot size0.5 acres (106x262x75x249)
Days on market79
ListedJul 11, 2026
MLS #NST7106735
CountyCrow Wing
Parcel #99140727

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 24 x 24 · 576 sqft
Parking features
Attached Garage, Concrete, Heated Garage
Patio & porch
Deck
Exterior features
Cement Board
View
Panoramic

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,328 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2014

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

HOA
$125/annual
HOA name
North Long Lake
HOA phone
2188880101
HOA includes
Other
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$3,166 (2026)
Listed
Jul 11, 2026
Days on market
79
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space, Storage Space
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, In Hall, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Panoramic View
AccessibilityNone

Exterior & lot

ExteriorCement Board
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,328 sqft
Patio/porchDeck
Lot featuresAccessible Shoreline
Road frontagePrivate Road
Road responsibilityPrivate Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Heated Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$3,166
Tax year2026
Taxes w/ assessments3166
Assessment pendingNo
HOA fee$125
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$16,470Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,470

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,016/mo
Principal & interest$3,411
Property taxes$264
Home insurance (est.)$216
HOA fees$125
%
$129,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5042 White Gables Road, Brainerd, MN, 56401

Listing information

MLS #NST7106735
StatusActive
Last updatedSep 1, 2026, 9:40 PM
Originally listedJul 11, 2026, 10:31 AM
Listing officePremier Real Estate Services

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.