Listed at
$224,900
$189/sqft

Mclanes 2nd Add

522 W Spruce Street, Fergus Falls, MN, 56537
4  Bedrooms1  Bathroom1,190  Square Feet0.56  Acres
Days on market68
Year built1935
ParkingNone
TypeResidential
Est. $3,747buyer credit when you buy with SODL
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About this home

Country privacy. City convenience. Welcome to a one of a kind urban homestead in the heart of Fergus Falls, completely remodeled and thoughtfully reimagined for modern, intentional living. This 4 bedroom home makes exceptional use of its footprint with an open, light-filled layout connecting the kitchen, dining and living spaces. At the center is a rustic industrial kitchen featuring reclaimed wood open shelving with quartz counters and an efficient design created for everything from weeknight meals to preserving the harvest. Step outside to a private setting, featuring a recently added wraparound cedar deck to experience your own retreat without sacrificing the convenience of living in town. The lower level delivers true homestead functionality with laundry, sauna, freezer and food-storage space, root-cellar potential and a germination chamber with grow lights for starting the gardening season early. Updated plumbing, electrical, water heater, filtration and radon mitigation systems, along with low maintenance metal siding cover the big ticket items. This is more than a remodeled home - it's a lifestyle built around growing, gathering and living. Act fast.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1935
LevelsOne
Living area1,190 sqft
Above-grade finished1,190 sqft
Below-grade finished0 sqft
Lot size0.56 acres (100x245)
Days on market68
ListedJul 22, 2026
MLS #NST7113960
CountyOtter Tail
SubdivisionMclanes 2nd Add
Parcel #71003991012001

Facts & features

Interior

Bedrooms
4
Bathrooms
1
Bath breakdown
1 3/4
Heating
Forced Air, Other
Cooling
Central Air
Appliances
Cooktop, Electric Water Heater, Freezer, Water Filtration System, Other, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Parking features
None
Patio & porch
Deck
Exterior features
Metal
Fencing
Partial
Other structures
Sauna, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Other, Poured Concrete · 1,105 sqft
Roof
Architectural Shingle
Year built
1935

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Mclanes 2nd Add
HOA
No HOA
School district
544 - Fergus Falls
High school district
Fergus Falls

Financial & listing details

Annual tax
$1,828 (2026)
Listed
Jul 22, 2026
Days on market
68
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementPartial, Unfinished
HeatingForced Air, Other
CoolingCentral Air
AppliancesCooktop, Electric Water Heater, Freezer, Water Filtration System, Other, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesDeck, Other
AccessibilityNone
Special features4 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom

Exterior & lot

ExteriorMetal
RoofArchitectural Shingle
FoundationOther, Poured Concrete
Foundation area1,105 sqft
Patio/porchDeck
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingNone
Garage spaces0
Garage size0 sqft

Financial details

Annual taxes$1,828
Tax year2026
Taxes w/ assessments1828
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District544 - Fergus Falls
District number544
District phone2189980544
High schoolFergus Falls
SODL flat fee brokerage
$3,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,409/mo
Principal & interest$1,182
Property taxes$152
Home insurance (est.)$75
%
$44,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

522 W Spruce Street, Fergus Falls, MN, 56537

Listing information

MLS #NST7113960
StatusActive
Last updatedSep 23, 2026, 10:31 PM
Originally listedJul 22, 2026, 2:18 PM
Listing officeKeller Williams Realty Professionals

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.