Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $6,062 (2026).

What school district is this property in?

This property is in the 549 - Perham-Dent school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 76 days.

Listed at

$579,000

$326/sqft

Hermans Woods

48957 428th Street, Perham, MN, 56573

3 Bedrooms2 Bathrooms1,776 Square Feet0.971 Acres

Days on market76

Year built1992

Garage spaces2

TypeResidential

Est. $14,370buyer credit when you buy with SODL

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About this home

Big Pine Lake in Ottertail County is an extremely sought-after lake with great fishing and a hard sandy bottom. Only minutes from Perham! One-level living with two more bedrooms upstairs makes this a perfect forever home. The Primary bedroom Suite, with a walk-in shower, walk-in closet, deck access, and loft, along with the stunning custom woodwork and beautiful lake views, was added in 2016. Two extra bedrooms upstairs, with mini splits added for heating and cooling. All new windows in 2020. The circular driveway was resurfaced in 2025. All-new KitchenAid appliances, the microwave is a convection oven hood, and the range is gas. Fresh paint, new flooring, an on-demand water heater, and a Morton water softener make this home move-in ready. The septic was updated in 2025. New garage shingles in 2020 and 25-year shingles on the house. The garage heater is new in 2021. Wrap around large deck added in 2021 with aluminum railings, and a hot tub is perfect for entertaining. There is parking for an RV with a 30-amp hookup that can be converted to 50-amp. The dock is a 44’ beach king with an 8’x8’ deck, double kayak mounts, a double bench seat, and a flagpole mount with a basketball hoop. The lake's bottom is hard and sandy with 120 feet of lakeshore, and we have yet to pick a weed in 10 years of living here. The stairs to the lake are commercial-grade steel. An Added Bonus of this property is an easement to a parcel of land just down the street that you can use for easier access to the lake if needed. This lot has a few steps to the water, but is more accessible if that is a concern. See attached info regarding this.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1992

LevelsOne and One Half

Living area1,776 sqft

Above-grade finished1,776 sqft

Below-grade finished0 sqft

Lot size0.971 acres (119 x 347 x 120 x 359)

Days on market76

ListedJul 14, 2026

MLS #NST7109370

CountyOtter Tail

SubdivisionHermans Woods

Parcel #52000990590000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Baseboard, Ductless Mini-Split
Cooling: Ductless Mini-Split
Appliances: Exhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 28x30 · 840 sqft
Parking features: Detached Garage
Patio & porch: Deck, Side Porch
Exterior features: Log Siding, Wood
View: Lake

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,176 sqft
Roof: Asphalt
Year built: 1992

Utilities

Water: Drilled, Private
Sewer: Mound Septic, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Electric, Natural Gas

Community & HOA

Subdivision: Hermans Woods
HOA: No HOA
School district: 549 - Perham-Dent
High school district: Perham-Dent

Financial & listing details

Annual tax: $6,062 (2026)
Listed: Jul 14, 2026
Days on market: 76 · 89 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard, Ductless Mini-Split

CoolingDuctless Mini-Split

Fireplaces1

AppliancesExhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener Owned

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorLog Siding, Wood

RoofAsphalt

FoundationBlock

Foundation area1,176 sqft

Patio/porchDeck, Side Porch

Road frontageCounty Road

ZoningShoreline

Utilities

Water sourceDrilled, Private

SewerMound Septic, Septic System Compliant - Yes, Tank with Drainage Field

FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size840 sqft

Financial details

Annual taxes$6,062

Tax year2026

Taxes w/ assessments6062

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District549 - Perham-Dent

District number549

District phone2183464501

High schoolPerham-Dent

SODL flat fee brokerage

$14,370Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,370

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,741/mo

Principal & interest$3,043

Property taxes$505

Home insurance (est.)$193

Down payment

$115,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.