Listed at
$539,000
$483/sqft

Whispering Sands

45531 Whispering Sands Ln, Perham, MN, 56573
2  Bedrooms1  Bathroom1,116  Square Feet0.51  Acres
Days on market13
Year built2003
ParkingConcrete
TypeResidential
Est. $13,170buyer credit when you buy with SODL
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About this home

YEAR-ROUND HOME ON BIG PINE LAKE! This Lakefront Retreat offers a Perfectly Level Half-Acre Lot, 100 ft. of Sandy Frontage, and unforgettable West-Facing Sunsets just 10 minutes from Perham. Inside, the home is perfectly suited for comfortable Year-Round Living, featuring 2 Beds, 1 Bath, and an inviting Open-Concept, One-Level Floorplan. The living room is anchored by an efficient Natural Gas Fireplace with an attractive Stone/Brick Backsplash, while a recently installed Heat Pump & Mini-Split System provides additional Year-Round Comfort. Step outside to the spacious Lakeside Patio and Oversized Yard, offering plenty of room for entertaining, relaxing, and taking in Panoramic Views across the water. The Wooded Perimeter adds Privacy and Shade, while the generous Lot Size offers flexibility for a Future Addition or potential New Construction, giving you Ample Room to Grow! The Perfectly Level Lot leads directly to 100 ft. of Hard-Sand Bottom Shoreline, providing Convenient Access to the water for swimming, boating, and everything Big Pine Lake has to offer. Whether you’re searching for comfortable Year-Round Lake Living, a Seasonal Retreat, or an Investment Opportunity, this Lakefront Setting is sure to impress!

View this property at

Date
Sep 27, 2026
Time
5pm – 8pm
Address
45531 Whispering Sands Ln, Perham, MN, 56573

Listed By: Jack Chivers Realty • NST7145058 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2003
LevelsOne
Living area1,116 sqft
Above-grade finished1,116 sqft
Below-grade finished0 sqft
Lot size0.51 acres (100 x 222 x 101 x 220)
Days on market13
ListedSep 15, 2026
MLS #NST7145058
CountyOtter Tail
SubdivisionWhispering Sands
Parcel #52000990478000

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Baseboard, Ductless Mini-Split, Fireplace(s), Heat Pump
Cooling
Ductless Mini-Split, Heat Pump
Appliances
Electric Water Heater, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories
One
Parking features
Concrete
Patio & porch
Awning(s), Patio
Exterior features
Steel Siding
Other structures
Storage Shed
View
Lake, South, West

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,116 sqft
Roof
Asphalt
Year built
2003

Utilities

Water
Private, Sand Point, Well
Sewer
Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel
Electric, Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Whispering Sands
HOA
No HOA
School district
549 - Perham-Dent
High school district
Perham-Dent

Financial & listing details

Annual tax
$2,801 (2026)
Tax with assessments
2886
Listed
Sep 15, 2026
Days on market
13
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingBaseboard, Ductless Mini-Split, Fireplace(s), Heat Pump
CoolingDuctless Mini-Split, Heat Pump
Fireplaces1
LaundryMain Level
AppliancesElectric Water Heater, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Water Softener Owned
DiningInformal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Dock, Kitchen Window, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Washer/Dryer Hookup
AccessibilityNo Stairs External, No Stairs Internal
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorSteel Siding
RoofAsphalt
FoundationSlab
Foundation area1,116 sqft
Patio/porchAwning(s), Patio
Lot featuresAccessible Shoreline, Tree Coverage - Light
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Sand Point, Well
SewerMound Septic, Private Sewer, Septic System Compliant - Yes
FuelElectric, Natural Gas

Parking & garage

ParkingConcrete
Garage spaces0

Financial details

Annual taxes$2,801
Tax year2026
Taxes w/ assessments2886
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District549 - Perham-Dent
District number549
District phone2183464501
High schoolPerham-Dent
SODL flat fee brokerage
$13,170Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,170

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,246/mo
Principal & interest$2,833
Property taxes$233
Home insurance (est.)$180
%
$107,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

45531 Whispering Sands Ln, Perham, MN, 56573

Listing information

MLS #NST7145058
StatusActive
Last updatedSep 23, 2026, 3:56 PM
Originally listedSep 15, 2026, 7:31 PM
Listing officeJack Chivers Realty
Co-listing officeJack Chivers Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.