Sold / Closed
$540,000

Sold price · Closed Sep 25, 2026

4696 126th Street N, White Bear Lake, MN, 55110

3  Bedrooms2  Bathrooms2,300  Square Feet1.02  Acres
Days on market42
Year built1968
Garage spaces2
Potential $13,197buyer credit when you buy with SODL

About this home

Welcome to Oakshore Park! An exclusive lakefront community featuring private, wooded, and peaceful 1+ acre homesites. This rare opportunity includes deeded lake access with exceptional amenities, including a private boat launch, lakeside park, and waterfront marina (boat slips available for an additional fee). Properties in Oakshore Park seldom become available, making this a truly unique opportunity. This well-maintained modified two-story home offers 3 bedrooms on one level, a spacious main-floor family room with a cozy gas fireplace, an updated kitchen featuring hard-surface countertops, an informal dining area, formal dining room, and an oversized living room highlighted by a charming wood-burning fireplace. Additional features include city water and sewer, a private well dedicated to the irrigation system, and a whole-house backup generator for peace of mind year-round. The oversized attached garage provides excellent storage, and the expansive wooded 1-acre lot offers ample space for a future detached garage or outbuilding. Enjoy an outstanding location just over a block from a beautiful 10-acre neighborhood park featuring a covered picnic shelter, playground, sledding hill, trails, open play fields, and sport court. Experience the perfect combination of privacy, recreation, and lake living. Once you discover Oakshore Park, you'll understand why residents never want to leave!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1968
LevelsModified Two Story
Living area2,300 sqft
Above-grade finished2,300 sqft
Below-grade finished0 sqft
Lot size1.02 acres (169x263x169x261)
Days on market42
ListedJul 20, 2026
MLS #NST7112394
CountyWashington
SubdivisionOakshore Park
Parcel #3103121240017

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Humidifier, Gas Water Heater, Microwave, Other, Range, Refrigerator, Water Softener Owned

Property

Levels / stories
Modified Two Story
Garage
2 spaces · 600 sqft
Parking features
Attached Garage, Concrete, Electric, Floor Drain, Garage Door Opener, Insulated Garage, Other
Patio & porch
Deck
Exterior features
Fiber Board
Fencing
Invisible

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,456 sqft
Year built
1968

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Oakshore Park
HOA
$50/annual
HOA name
Oakshore Park
HOA phone
6516458600
HOA includes
Other
School district
624 - White Bear Lake

Financial & listing details

Annual tax
$5,131 (2026)
Listed
Jul 20, 2026
Days on market
42 · 77 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Drainage System, Full, Other, Partially Finished, Storage Space, Sump Basket, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryIn Basement
AppliancesDishwasher, Humidifier, Gas Water Heater, Microwave, Other, Range, Refrigerator, Water Softener Owned
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Exercise Room, Hardwood Floors, Kitchen Window, Natural Woodwork, Other, Patio, Boat Slip, In-Ground Sprinkler, Tile Floors, Unspecified, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorFiber Board
FoundationBlock
Foundation area1,456 sqft
Patio/porchDeck
Lot featuresAccessible Shoreline, Tree Coverage - Heavy
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Floor Drain, Garage Door Opener, Insulated Garage, Other
Garage spaces2
Garage size600 sqft

Financial details

Annual taxes$5,131
Tax year2026
Taxes w/ assessments5131
Assessment pendingUnknown
HOA fee$50
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$13,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,495/mo
Principal & interest$2,837
Property taxes$428
Home insurance (est.)$180
HOA fees$50
%
$107,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4696 126th Street N, White Bear Lake, MN, 55110

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Listing information

MLS #NST7112394
Last reported MLS statusClosed
MLS record updatedSep 28, 2026, 5:10 PM
Originally listedJul 20, 2026, 9:52 AM
Listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.