Pending
$490,000

4995 124th Street N, Saint Paul, MN, 55110

4  Bedrooms2  Bathrooms2,348  Square Feet1.294  Acres
Days on market33
Year built1986
Garage spaces2
Potential $11,700buyer credit when you buy with SODL

About this home

Located at 4995 124th Street N in White Bear Lake, this 4-bedroom, 2-bath home offers 2,348 square feet of well-planned living space on an expansive lot with mature surroundings. Built in 1986, the property combines practical updates with flexible functionality. The kitchen has been updated to support everyday cooking and gathering, with efficient layout and modern finishes that connect easily to the main living areas. Four bedrooms provide options for sleeping, work-from-home, or hobby use, while two bathrooms are thoughtfully positioned for convenience. A standout feature is the large detached shop in the backyard, ideal for storage, projects, or recreational equipment. The generous lot dimensions allow for privacy, outdoor use, and separation between living and work spaces. Situated within walking distance to Bald Eagle Lake, the location offers easy access to shoreline paths, parks, and seasonal activities while remaining close to local services and commuter routes. This property presents a balanced opportunity for buyers seeking space, utility, and proximity to the lake.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1986
LevelsThree Level Split
Living area2,348 sqft
Above-grade finished1,798 sqft
Below-grade finished550 sqft
Lot size1.294 acres (234x255x171x314)
Days on market33
ListedJan 22, 2026
MLS #NST7008817
CountyWashington
SubdivisionLake Air Estates
Parcel #3103121420015

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Dryer, Refrigerator, Wall Oven, Washer

Property

Levels / stories
Three Level Split
Garage
2 spaces · 500 sqft
Parking features
Attached Garage, Asphalt, Insulated Garage
Fencing
Invisible
Other structures
Workshop, Storage Shed
Lot size
1.294 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,227 sqft
Roof
Asphalt
Year built
1986

Utilities

Water
Well
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Lake Air Estates
HOA
No HOA
School district
White Bear Lake

Financial & listing details

Annual tax
$5,334 (2025)
Listed
Jan 22, 2026
Days on market
33
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesCooktop, Dishwasher, Dryer, Refrigerator, Wall Oven, Washer
DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Natural Woodwork, Security System, In-Ground Sprinkler, Vaulted Ceiling(s)
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

RoofAsphalt
Foundation area1,227 sqft
Lot featuresIrregular Lot, Tree Coverage - Light
Road frontageCity Street, Paved Streets
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Insulated Garage
Garage spaces2
Garage size500 sqft

Financial details

Annual taxes$5,334
Tax year2025
Taxes w/ assessments5334
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2099
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$11,700Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,700

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,183/mo
Principal & interest$2,575
Property taxes$445
Home insurance (est.)$163
%
$98,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4995 124th Street N, Saint Paul, MN, 55110

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Listing information

MLS #NST7008817
Last reported MLS statusPending
MLS record updatedMar 3, 2026, 9:43 PM
Originally listedJan 29, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.