Sold / Closed
$339,900

Sold price · Closed Aug 28, 2026

45 Waterford Lane, Waite Park, MN, 56387

3  Bedrooms2  Bathrooms1,492  Square Feet0.138  Acres
Days on market149
Year built2019
Garage spaces2
Potential $7,197buyer credit when you buy with SODL

About this home

Welcome to easy living in the desirable Windsor Greene Patio Home neighborhood! This like-new 2019-built patio home offers 3 bedrooms (one perfect for an office/den/craft) and 2 bathrooms, including a private primary suite with its own bath and sizable walk-in closet. The open-concept layout features a spacious kitchen with center island, stainless steel appliances, and plenty of cabinetry, flowing seamlessly into the living room highlighted by an electric fireplace. Enjoy year-round comfort with in-floor heat, forced air heat, and central A/C. Step out to the gorgeous screened sunroom overlooking peaceful pond views—an ideal place to relax and unwind. Additional highlights include a 2-stall attached garage, steel siding, tankless water heater, in-ground sprinkler system, brand new washer and dryer, and association-maintained lawn care and snow removal for true low-maintenance living. A beautiful home that truly shows like new!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2019
LevelsOne
Living area1,492 sqft
Above-grade finished1,492 sqft
Below-grade finished0 sqft
Lot size0.138 acres (52x117)
Days on market149
ListedMar 16, 2026
MLS #NST7024279
CountyStearns
SubdivisionWindsor Greene 2nd Add
Parcel #98614500047

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s), In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 22x22 · 534 sqft
Parking features
Attached Garage, Garage Door Opener
Patio & porch
Enclosed, Rear Porch, Screened
Exterior features
Metal, Steel Siding
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete
Foundation
Slab · 1,492 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2019

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Windsor Greene 2nd Add
HOA
$90/month
HOA name
Windsor Greene
HOA phone
3202497452
HOA includes
Lawn Care, Snow Removal
School district
742 - St. Cloud

Financial & listing details

Annual tax
$5,408 (2025)
Listed
Mar 16, 2026
Days on market
149
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, Fireplace(s), In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryLaundry Room
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen
AmenitiesCable, Ceiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoors 36"+, Grab Bars In Bathroom, Door Lever Handles, No Stairs External, No Stairs Internal
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorMetal, Steel Siding
RoofAge 8 Years or Less, Asphalt
FoundationSlab
Foundation area1,492 sqft
Patio/porchEnclosed, Rear Porch, Screened
Road frontageCity Street, Curbs, Paved Streets, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener
Garage spaces2
Garage size534 sqft

Financial details

Annual taxes$5,408
Tax year2025
Taxes w/ assessments5408
Assessment pendingNo
HOA fee$90
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$7,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,440/mo
Principal & interest$1,786
Property taxes$451
Home insurance (est.)$113
HOA fees$90
%
$67,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

45 Waterford Lane, Waite Park, MN, 56387

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Listing information

MLS #NST7024279
Last reported MLS statusClosed
MLS record updatedAug 31, 2026, 5:45 PM
Originally listedMar 16, 2026, 11:11 AM
Listing officeTrust Real Estate Company, LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.