Sold / Closed
$350,000

Sold price · Closed Sep 8, 2026

$235/sqft

Windsor Greene 2nd Add

40 Waterford Lane, Waite Park, MN, 56387
2  Bedrooms2  Bathrooms1,552  Square Feet0.157  Acres
Days on market54
Year built2013
Garage spaces2
HOA / month$90
TypeResidential
Est. $7,920buyer credit when you buy with SODL

About this home

Experience the ease of low-maintenance living in this beautifully appointed one-level patio home in the heart of Waite Park. The association takes care of lawn care and snow removal, giving you more time to enjoy life. Originally the neighborhood's model home, this thoughtfully designed residence features 2 spacious bedrooms, a dedicated office, and an open floor plan filled with natural light. The gourmet kitchen offers quality cabinetry, granite countertops, a center island, and abundant workspace, flowing seamlessly into the dining and living areas. Relax by the cozy gas fireplace, unwind in the sunroom, or enjoy the warmth of heated floors and stylish luxury plank flooring. Step outside to the inviting patio, perfect for morning coffee or evening entertaining. Combining comfort, quality, and carefree living, this exceptional home is conveniently located near shopping, dining, golf, and everyday amenities. Move in and enjoy easy living at its finest!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2013
LevelsOne
Living area1,552 sqft
Above-grade finished1,552 sqft
Below-grade finished0 sqft
Lot size0.157 acres (52x118)
Days on market54
ListedJul 4, 2026
MLS #NST7099554
CountyStearns
SubdivisionWindsor Greene 2nd Add
Parcel #98614500058

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 full
Heating
Baseboard, Forced Air, Fireplace(s), In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 22x25 · 550 sqft
Parking features
Attached Garage, Finished Garage, Garage Door Opener
Exterior features
Brick Veneer, Vinyl
Fencing
Vinyl
Lot size
0.157 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete, Slab · 1,552 sqft
Roof
Age 8 Years or Less
Year built
2013

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas

Community & HOA

Subdivision
Windsor Greene 2nd Add
HOA
$90/month
HOA name
Windsor Green
HOA phone
3202497452
HOA includes
Lawn Care, Maintenance Grounds, Snow Removal
School district
742 - St. Cloud

Financial & listing details

Annual tax
$5,276 (2025)
Listed
Jul 4, 2026
Days on market
54
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingBaseboard, Forced Air, Fireplace(s), In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryLaundry Room
AppliancesDishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
AmenitiesCable, Ceiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, In-Ground Sprinkler, Sun Room, Walk-In Closet
AccessibilityGrab Bars In Bathroom

Exterior & lot

ExteriorBrick Veneer, Vinyl
RoofAge 8 Years or Less
FoundationPoured Concrete, Slab
Foundation area1,552 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Finished Garage, Garage Door Opener
Garage spaces2
Garage size550 sqft

Financial details

Annual taxes$5,276
Tax year2025
Taxes w/ assessments5276
Assessment pendingNo
HOA fee$90
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$7,920Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,920

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,564/mo
Principal & interest$1,913
Property taxes$440
Home insurance (est.)$121
HOA fees$90
%
$72,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40 Waterford Lane, Waite Park, MN, 56387

Listing information

MLS #NST7099554
StatusClosed
Last updatedSep 14, 2026, 2:43 PM
Originally listedJul 6, 2026, 7:36 PM
Listing officeBRIX Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.