Active
$299,900

4211 Plaza Lane, Saint Cloud, MN, 56303

4  Bedrooms2  Bathrooms1,994  Square Feet0.39  Acres
Days on market45
Year built1978
Garage spaces2
Potential $5,997buyer credit when you buy with SODL
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About this home

Rare opportunity to own a quality-built four-level home in a desirable neighborhood on the Westside of St. Cloud! Pride of ownership is evident throughout this exceptionally well-maintained property, offering thoughtful updates, spacious living areas, and an abundance of features designed for comfortable everyday living and entertaining. The updated kitchen features new appliances, countertops, and an undermount sink, complemented by upgraded vinyl windows with an Anderson patio door. The generous primary bedroom offers the convenience of a walk-through ensuite bath. The lower level is ideal for entertaining, with full wet bar and inviting fireplace. The finished lower-levels are complete with high quality sound systems and modern bathroom offers a new step-in shower with marble surround. Continue to the fourth level, where a versatile recreation room provides the perfect setting for a man cave, home office, hobby space, or kids' game room. A built-in workstation/bench tucked into the utility area adds functionality. The home's distinctive overhang architectural roof design not only enhances its character and curb appeal but also helps provide more effective temperature regulation within the home by offering additional shading and protection from the elements. Step outside to enjoy the privacy of the spacious backyard from the 16' x 14' redwood deck with built-in bench seating or the 16' x 18' paver patio—perfect for outdoor gatherings, relaxing, and entertaining. Underground irrigation is served with a well. Mature trees create a wonderfully private setting, while established perennial gardens and storage shed add to the appeal. A rare combination of quality construction, thoughtful updates, versatile 4-level living, and a beautifully private outdoor setting—this home is truly a must-see!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1978
LevelsFour or More Level Split
Living area1,994 sqft
Above-grade finished1,134 sqft
Below-grade finished860 sqft
Lot size0.39 acres (104x165x104x165)
Days on market45
ListedSep 29, 2026
MLS #NST7148398
CountyStearns
SubdivisionGrand Tierra Add
Parcel #82471870526

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Baseboard
Cooling
Wall Unit(s)
Appliances
Dryer, Electric Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Four or More Level Split
Garage
2 spaces · 24x28 · 672 sqft
Parking features
Attached Garage
Patio & porch
Deck, Patio
Exterior features
Cedar, Stucco
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,134 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1978

Utilities

Water
City Water/Connected, Well
Sewer
City Sewer/Connected
Fuel
Electric
Electric
200+ Amp Service

Community & HOA

Subdivision
Grand Tierra Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,444 (2026)
Tax with assessments
3452
Listed
Sep 29, 2026
Days on market
45
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished
HeatingBaseboard
CoolingWall Unit(s)
Fireplaces1
LaundryLaundry Closet
AppliancesDryer, Electric Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AmenitiesDeck, Patio, Wet Bar
AccessibilityOther
Special features3 BR on One Level

Exterior & lot

ExteriorCedar, Stucco
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,134 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Well
SewerCity Sewer/Connected
FuelElectric

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size672 sqft

Financial details

Annual taxes$3,444
Tax year2026
Taxes w/ assessments3452
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,963/mo
Principal & interest$1,576
Property taxes$287
Home insurance (est.)$100
%
$59,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

4211 Plaza Lane, Saint Cloud, MN, 56303

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Listing information

MLS #NST7148398
Last reported MLS statusActive
MLS record updatedOct 15, 2026, 10:58 PM
Originally listedSep 29, 2026, 2:35 PM
Listing officeCentral MN Realty LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.