Active
$325,000

909 County Road 120, Saint Cloud, MN, 56303

4  Bedrooms2  Bathrooms2,120  Square Feet0.72  Acres
Days on market0
Year built1970
Garage spaces2
Potential $6,750buyer credit when you buy with SODL
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About this home

Upon entering, you'll appreciate the pride of ownership shown by the family who has lived here since 1984. They've remodeled the entire home during their time here. Enjoy the bright, open floor plan and spacious four-season sunroom with vaulted ceilings. The comfortable main-floor living room features a large picture window, and there are two main-floor bedrooms and a full bath. The fully remodeled lower level offers beautiful woodwork and trim throughout the family room, bathroom, and two additional bedrooms. The laundry/utility room includes a high-efficiency furnace and a $7000 Kinetico water purification system. A wood stove can heat the entire house, if you choose. In addition to the attached two-car garage, there's a third stall in back- perfect for storing a lawn tractor, four-wheeler, snowmobile, freezer, and more. This home is move-in ready, with a new septic system installed in 2023, updated windows, shingles, flooring, and more. Schedule your showing today.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1970
LevelsOne and One Half
Living area2,120 sqft
Above-grade finished1,276 sqft
Below-grade finished844 sqft
Lot size0.72 acres (162 x 261 x 160 x 261)
Days on market0
ListedOct 23, 2026
MLS #NST7163395
CountyStearns
Parcel #17091640000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Wood Stove
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Water Filtration System, Iron Filter, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 24 x 20 · 480 sqft
Parking features
Attached Garage, Storage
Patio & porch
Composite Decking
Exterior features
Steel Siding
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 988 sqft
Roof
Age Over 8 Years
Year built
1970

Utilities

Water
4-Inch Submersible
Sewer
Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Natural Gas, Wood

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,968 (2025)
Listed
Oct 23, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Drainage System, Finished, Storage Space, Sump Pump
HeatingForced Air, Wood Stove
CoolingCentral Air
AppliancesDishwasher, Dryer, Exhaust Fan, Water Filtration System, Iron Filter, Microwave, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Natural Woodwork, Sun Room, Vaulted Ceiling(s)
AccessibilityOther

Exterior & lot

ExteriorSteel Siding
RoofAge Over 8 Years
FoundationBlock
Foundation area988 sqft
Patio/porchComposite Decking
Lot featuresCorner Lot
Road frontageCounty Road, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible
SewerSeptic System Compliant - Yes, Tank with Drainage Field
FuelNatural Gas, Wood

Parking & garage

ParkingAttached Garage, Storage
Garage spaces2
Garage size480 sqft

Financial details

Annual taxes$1,968
Tax year2025
Taxes w/ assessments1968
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,980/mo
Principal & interest$1,708
Property taxes$164
Home insurance (est.)$108
%
$65,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

909 County Road 120, Saint Cloud, MN, 56303

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Listing information

MLS #NST7163395
Last reported MLS statusActive
MLS record updatedNov 2, 2026, 11:07 AM
Originally listedNov 2, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.