Active
$169,900

406 7th Avenue S, Saint Cloud, MN, 56301

4  Bedrooms2  Bathrooms2,256  Square Feet0.17  Acres
Days on market63
Year built1927
Garage spaces2
Potential $2,097buyer credit when you buy with SODL
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About this home

Whether you are looking for a solid starter home to make your own or a proven addition to your investment portfolio, this property delivers! Featuring an active rental license and a strong leasing history (flexibly rented as a 4- or 5-bedroom), this home is perfectly positioned just a short distance from the SCSU campus. You will appreciate the major summer 2026 updates, including a professionally painted exterior, new kitchen flooring, new garage door, and almost entirely new windows throughout. Bring your ideas to the basement, a fantastic opportunity to build immediate sweat equity with a little TLC.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1927
LevelsTwo
Living area2,256 sqft
Above-grade finished1,968 sqft
Below-grade finished288 sqft
Lot size0.17 acres (55x132)
Days on market63
ListedSep 10, 2026
MLS #NST7142206
CountyStearns
Parcel #82521580000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Boiler
Cooling
Window Unit(s)
Appliances
Dishwasher, Dryer, Gas Water Heater, Range, Refrigerator

Property

Levels / stories
Two
Garage
2 spaces · 400 sqft
Parking features
Detached Garage
Exterior features
Wood
Lot size
0.17 acres
Lot dimensions
55x132

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Brick/Mortar · 984 sqft
Year built
1927

Utilities

Water
City Water/Connected
Sewer
City Sewer - In Street
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,244 (2026)
Listed
Sep 10, 2026
Days on market
63 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementFull
HeatingBoiler
CoolingWindow Unit(s)
Fireplaces1
AppliancesDishwasher, Dryer, Gas Water Heater, Range, Refrigerator
AmenitiesCable, Ceiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Window, Natural Woodwork
AccessibilityNone

Exterior & lot

ExteriorWood
FoundationBrick/Mortar
Foundation area984 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size400 sqft

Financial details

Annual taxes$2,244
Tax year2026
Taxes w/ assessments2244
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$2,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,137/mo
Principal & interest$893
Property taxes$187
Home insurance (est.)$57
%
$33,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

406 7th Avenue S, Saint Cloud, MN, 56301

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Listing information

MLS #NST7142206
Last reported MLS statusActive
MLS record updatedSep 12, 2026, 4:48 PM
Originally listedSep 11, 2026, 5:33 PM
Listing officeBridge Realty, LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.