Active
$195,000

1515 2nd Street N, Saint Cloud, MN, 56303

4  Bedrooms2  Bathrooms1,656  Square Feet5400  Acres
Days on market128
Year built1910
Garage spaces3
Potential $2,850buyer credit when you buy with SODL
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About this home

1910 charm, 2026 systems. This 4-bedroom, 2-bath home in Plattes Addition has the expensive stuff already done: a new roof, a high-efficiency furnace, vinyl windows, maintenance-free siding, and brand-new central air. Sellers have completed a pre-inspection (report available) and are including a 1-year home warranty. Two main-floor bedrooms plus an office, an oversized upper-level family room, and two more bedrooms with a large walk-through bath. Unfinished basement for plenty of extra storage. And the detached garage really sets this home apart: 3-car, deep enough for full-size trucks plus toys. TV and wall mounts negotiable.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1910
LevelsTwo
Living area1,656 sqft
Above-grade finished1,656 sqft
Below-grade finished0 sqft
Lot size5400 acres (50x120)
Days on market128
ListedJul 6, 2026
MLS #NST7104423
CountyStearns
SubdivisionPlattes Add
Parcel #82499600000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
3 spaces · 22x32 · 704 sqft
Parking features
Detached Garage, Concrete, Garage Door Opener
Exterior features
Metal, Vinyl
Fencing
None
Lot size
5400 Square Feet

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete
Foundation
Block · 828 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
1910

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Plattes Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$942 (2026)
Listed
Jul 6, 2026
Days on market
128 · 37 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Full, Storage Space, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
AppliancesDisposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Range, Refrigerator, Washer
DiningEat In Kitchen, Living/Dining Room
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorMetal, Vinyl
RoofAge Over 8 Years, Asphalt, Pitched
FoundationBlock
Foundation area828 sqft
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener
Garage spaces3
Garage size704 sqft

Financial details

Annual taxes$942
Tax year2026
Taxes w/ assessments942
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$2,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,168/mo
Principal & interest$1,025
Property taxes$79
Home insurance (est.)$65
%
$39,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1515 2nd Street N, Saint Cloud, MN, 56303

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Listing information

MLS #NST7104423
Last reported MLS statusActive
MLS record updatedOct 29, 2026, 4:42 PM
Originally listedJul 9, 2026, 12:00 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.