Listed at
$875,000
$433/sqft

40299 302nd Lane

40299 302nd Lane, Aitkin, MN, 56431
3  Bedrooms2  Bathrooms2,021  Square Feet5  Acres
Days on market14
Year built1963
Garage spaces3
TypeResidential
Est. $23,250buyer credit when you buy with SODL
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About this home

Private lake home retreats do exist! Welcome to a rare Spirit Lake property offering 5 private acres and approximately 900 feet of shoreline. This quality, exceptionally well-maintained home was completely remodeled in 2005 and combines comfortable year-round living with inviting indoor and outdoor spaces designed to enjoy the lake, the landscape, and the peaceful setting. This home features welcoming living spaces, including a spacious kitchen, informal dining, sunroom with free-standing gas fireplace, comfortable living room with quality built-in book cases, 2 main floor bedrooms with built-in closets/dressers and one with a Murphy bed, a full bath, and a 3-season front entry porch. The lower level includes a family room for additional gathering space, a bedroom, ¾ bath, laundry, and storage room for everyday convenience. Outdoor living shines with a composite deck, block patio with pergola, landscaped grounds, apple trees, fire pit, included dock, and lakeside stairs. A gravel driveway leads down to the lake, providing easy access to the lakeshore and a convenient place to launch your boat. Storage and workspace are equally impressive with a 22x24 detached garage plus an additional 22x28 detached garage that includes a 13x22 insulated, heated workshop. With a compliant septic system, monitored security system and MLEC fiber internet, this property offers comfort, quality, and the connectivity buyers are looking for in a lake retreat. This is truly a move-in ready property that has been exceptionally well maintained and loved, ready to continue the story and begin the next chapter of memories.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1963
LevelsOne
Living area2,021 sqft
Above-grade finished1,236 sqft
Below-grade finished785 sqft
Lot size5 acres (287x624x398x16x13x501x22x69x37x91x212x333)
Days on market14
ListedAug 27, 2026
MLS #NST7130930
CountyAitkin
Parcel #070048700

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 22x28 22x24 · 1,144 sqft
Parking features
Detached Garage, Gravel, Electric, Garage Door Opener, Multiple Garages
Patio & porch
Composite Decking, Deck, Patio, Porch
Exterior features
Cedar
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block, Combination, Pillar/Post/Pier · 1,236 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
1963

Utilities

Water
Drilled, Private, Well
Sewer
Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
8001 - Aitkin
High school district
Aitkin

Financial & listing details

Annual tax
$2,826 (2026)
Listed
Aug 27, 2026
Days on market
14
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Crawl Space, Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Lower Level, Sink, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Security System, Sun Room, Tile Floors, Washer/Dryer Hookup
AccessibilityDoor Lever Handles
Special featuresMain Floor Primary

Exterior & lot

ExteriorCedar
RoofAge Over 8 Years, Asphalt, Pitched
FoundationBlock, Combination, Pillar/Post/Pier
Foundation area1,236 sqft
Patio/porchComposite Decking, Deck, Patio, Porch
Lot featuresAccessible Shoreline, Tree Coverage - Heavy
Road frontageNo Outlet/Dead End, Private Road, Unpaved Streets
Road responsibilityPrivate Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Private, Well
SewerSeptic System Compliant - Yes, Tank with Drainage Field
FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Electric, Garage Door Opener, Multiple Garages
Garage spaces3
Garage size1,144 sqft

Financial details

Annual taxes$2,826
Tax year2026
Taxes w/ assessments2826
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District8001 - Aitkin
District number8001
District phone2189272115
High schoolAitkin
SODL flat fee brokerage
$23,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,126/mo
Principal & interest$4,599
Property taxes$236
Home insurance (est.)$292
%
$175,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40299 302nd Lane, Aitkin, MN, 56431

Listing information

MLS #NST7130930
StatusActive
Last updatedSep 20, 2026, 3:35 PM
Originally listedSep 15, 2026, 12:00 AM
Listing officeWoods & Shores Real Estate, Inc.
Co-listing officeWoods & Shores Real Estate, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.