Listed at
$825,000
$236/sqft

40041 302nd Lane

40041 302nd Lane, Aitkin, MN, 56431
4  Bedrooms4  Bathrooms3,497  Square Feet3.53  Acres
Days on market1
Year built1996
Garage spaces4
TypeResidential
Est. $21,750buyer credit when you buy with SODL
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About this home

Escape to your own private lakeside retreat on 3.53 beautifully wooded acres with 200 feet of Spirit Lake shoreline. Gradual elevation and a driveway to the water make it easy to enjoy everything the lake has to offer, while expansive views create a stunning backdrop throughout the home. Designed for comfortable living and entertaining, this four-bedroom, 3.5-bath property features a spacious kitchen with a center island, a separate formal dining room and a welcoming foyer, both with hardwood-floors. The primary suite is a relaxing retreat with dual closets, lake views, and a private bath offering heated floor, a shower, and a jetted tub. Upstairs are two additional bedrooms and a full bath. The lower level adds even more living space with a family room anchored by a stone wood-burning fireplace, a recreation room, large bedroom, three-quarter bath, and utility/storage room. Outdoors, a lakeside gazebo, newer included dock, and storage shed add to the property’s appeal. Additional highlights include a newer roof-approximately three years old, large bonus room above the attached garage, central air conditioning, an air exchanger, water softener, attached and detached garages with heaters, and MLEC fiber internet.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1996
LevelsModified Two Story
Living area3,497 sqft
Above-grade finished2,198 sqft
Below-grade finished1,299 sqft
Lot size3.53 acres (200x415x26x10x523x351x274x136x199x312)
Days on market1
ListedOct 9, 2026
MLS #NST7157282
CountyAitkin
Parcel #070048600

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, Other
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Modified Two Story
Garage
4 spaces · 20x22 14x24 18x26 · 1,244 sqft
Parking features
Attached Garage, Detached Garage, Asphalt, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Patio & porch
Deck, Front Porch
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
Poured Concrete · 1,481 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Pitched
Year built
1996

Utilities

Water
4-Inch Submersible, Drilled, Private, Well
Sewer
Mound Septic, Private Sewer
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
8001 - Aitkin
High school district
Aitkin

Financial & listing details

Annual tax
$3,270 (2026)
Listed
Oct 9, 2026
Days on market
1
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air, Other
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Bar, Eat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Porch, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityDoor Lever Handles
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Architectural Shingle, Pitched
FoundationPoured Concrete
Foundation area1,481 sqft
Patio/porchDeck, Front Porch
Lot featuresTree Coverage - Heavy, Underground Utilities
Road frontageNo Outlet/Dead End, Private Road
Road responsibilityPrivate Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well
SewerMound Septic, Private Sewer
FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Garage spaces4
Garage size1,244 sqft

Financial details

Annual taxes$3,270
Tax year2026
Taxes w/ assessments3270
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District8001 - Aitkin
District number8001
District phone2189272115
High schoolAitkin
SODL flat fee brokerage
$21,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $21,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,883/mo
Principal & interest$4,336
Property taxes$273
Home insurance (est.)$275
%
$165,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

40041 302nd Lane, Aitkin, MN, 56431

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Listing information

MLS #NST7157282
StatusActive
Last updatedOct 11, 2026, 1:36 PM
Originally listedOct 10, 2026, 11:25 PM
Listing officeWoods & Shores Real Estate, Inc.
Co-listing officeWoods & Shores Real Estate, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.