Listed at
$170,000
$114/sqft

Silver Bay 01 Div

37 Bell Circle, Silver Bay, MN, 55614
3  Bedrooms2  Bathrooms1,496  Square Feet0.25  Acres
Days on market0
Year built1952
Garage spaces1
TypeResidential
Est. $2,100buyer credit when you buy with SODL
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About this home

This updated 3-bedroom, 2-bath home offers modern finishes, functional living space, and direct access to the North Shore lifestyle. Step inside to a renovated kitchen featuring new cabinetry, quartz countertops, and stainless steel appliances. The open-concept layout flows seamlessly into the living room, highlighted by stylish shiplap accents and durable Pergo flooring throughout the main level. Three main-floor bedrooms provide convenient one-level living, while the updated bathroom features a spacious walk-in shower. Sliding doors lead to a large deck overlooking a peaceful, wooded backdrop, creating the perfect setting for grilling, entertaining, or relaxing in nature. The finished lower level offers a spacious family/rec room ideal for gatherings, game nights, or watching your favorite events. A newly completed full bath includes a large tub/shower combination, generous vanity, and additional storage. The lower level also provides ample storage options, a large utility room with newer washer and dryer, and flexible space to meet a variety of needs. Outside, enjoy a good-sized yard with room for play, gardening, or outdoor activities. The attached garage offers additional storage space, while the wooded backyard provides privacy and quick access to ATV and snowmobile trails. Located near Lake Superior and all the recreation, dining, and scenic beauty the North Shore has to offer, this move-in-ready home combines comfort, convenience, and outdoor adventure.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1952
LevelsOne
Living area1,496 sqft
Above-grade finished884 sqft
Below-grade finished612 sqft
Lot size0.25 acres (87x125)
Days on market0
ListedOct 9, 2026
MLS #NST7156772
CountyLake
SubdivisionSilver Bay 01 Div
Parcel #22744001200

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Microwave, Range, Refrigerator

Property

Levels / stories
One
Garage
1 space · 12x21 · 212 sqft
Parking features
Attached Garage, Gravel
Patio & porch
Deck
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Poured Concrete · 884 sqft
Roof
Asphalt
Year built
1952

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Silver Bay 01 Div
HOA
No HOA
School district
381 - Lake Superior
High school district
Lake Superior

Financial & listing details

Annual tax
$1,094 (2026)
Listed
Oct 9, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFull
HeatingForced Air
CoolingCentral Air
AppliancesMicrowave, Range, Refrigerator
DiningEat In Kitchen
AmenitiesDeck, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationPoured Concrete
Foundation area884 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Gravel
Garage spaces1
Garage size212 sqft

Financial details

Annual taxes$1,094
Tax year2026
Taxes w/ assessments1094
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District381 - Lake Superior
District number381
District phone2188348216
High schoolLake Superior
SODL flat fee brokerage
$2,100Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,100

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,041/mo
Principal & interest$893
Property taxes$91
Home insurance (est.)$57
%
$34,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

37 Bell Circle, Silver Bay, MN, 55614

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Listing information

MLS #NST7156772
StatusActive
Last updatedOct 9, 2026, 2:13 PM
Originally listedOct 9, 2026, 9:12 AM
Listing officeEdina Realty, Inc. - Duluth

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.