Pending
$389,900

3488 Essen Road NE, Cambridge, MN, 55008

3  Bedrooms2  Bathrooms2,236  Square Feet1.4  Acres
Days on market27
Year built1997
Garage spaces3
Potential $8,697buyer credit when you buy with SODL

About this home

Seller offering up to 3% toward Buyer closing costs and/or interest rate buydown with an accepted offer! Enjoy a peaceful acreage setting near Fannie Lake with lake views and plenty of space inside and out! This beautifully updated, fully finished 3-bedroom, 2-bath home features a refreshed main level with newer flooring and paint, an updated kitchen with white cabinetry, dark countertops, center island and stainless-steel appliances, plus access to a spacious deck overlooking the expansive backyard. Multiple living spaces provide room to spread out, including a generous walkout lower-level family room with a striking stone-surround gas fireplace. Both bathrooms have been updated, and additional improvements include a newer furnace, whole-house water filtration system, water softener and newer appliances. Outside, enjoy a large, tree-lined yard with plenty of room to play, garden or entertain. Attached 3-car garage is heated and finished. Additional shed with double lofts provides exceptional storage. Easy access to shopping, schools, restaurants and lakes. Move-in ready with the space, updates, storage and peaceful setting you’ve been looking for!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1997
LevelsSplit Entry (Bi-Level)
Living area2,236 sqft
Above-grade finished1,144 sqft
Below-grade finished1,092 sqft
Lot size1.4 acres (0)
Days on market27
ListedAug 28, 2026
MLS #NST7128546
CountyIsanti
Parcel #050820050

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 704 sqft
Parking features
Attached Garage, Heated Garage
Patio & porch
Deck, Patio
Exterior features
Metal, Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,092 sqft
Roof
Asphalt, Pitched
Year built
1997

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Propane

Community & HOA

HOA
No HOA
School district
911 - Cambridge-Isanti
High school district
Cambridge-Isanti

Financial & listing details

Annual tax
$3,350 (2026)
Listed
Aug 28, 2026
Days on market
27
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorMetal, Vinyl
RoofAsphalt, Pitched
FoundationBlock
Foundation area1,092 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageCity Street, No Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelPropane

Parking & garage

ParkingAttached Garage, Heated Garage
Garage spaces3
Garage size704 sqft

Financial details

Annual taxes$3,350
Tax year2026
Taxes w/ assessments3350
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District911 - Cambridge-Isanti
District number911
District phone7636896188
High schoolCambridge-Isanti
SODL flat fee brokerage
$8,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,458/mo
Principal & interest$2,049
Property taxes$279
Home insurance (est.)$130
%
$77,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3488 Essen Road NE, Cambridge, MN, 55008

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Listing information

MLS #NST7128546
Last reported MLS statusPending
MLS record updatedSep 24, 2026, 7:08 PM
Originally listedAug 28, 2026, 11:54 AM
Listing officeRealty Executives Top Results

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.