Pending
$397,000

3749 Fanny Lake Road NE, Cambridge, MN, 55008

2  Bedrooms2  Bathrooms2,145  Square Feet0.42  Acres
Days on market4
Year built2003
Garage spaces3
Potential $8,910buyer credit when you buy with SODL

About this home

Welcome to one level living on the shores of Lake Fannie. This thoughtfully designed 2 bed, 2 bath home offers comfort, accessibility and scenic lake views. Enjoy the convenience of main level laundry, wide 36" doorways and a spacious walk-in shower, all features that make everyday living effortless. The open layout provides a warm and inviting atmosphere, perfect for relaxing or entertaining. Downstairs, the basement is equipped with in-floor heat, creating a cozy space year-round and offering excellence potential for additional living or recreational areas and the larger bedroom could be converted into two. Whether you're looking for peaceful lakeside mornings or a home built for long-term comfort, this property delivers the best of both.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2003
LevelsOne
Living area2,145 sqft
Above-grade finished1,474 sqft
Below-grade finished671 sqft
Lot size0.42 acres (Irregular)
Days on market4
ListedFeb 13, 2026
MLS #NST7012178
CountyIsanti
SubdivisionEast Cambridge Lakeview Acres
Parcel #030430010

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 24x34 · 816 sqft
Parking features
Attached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch
Deck, Patio, Wrap Around
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,496 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2003

Utilities

Water
4-Inch Submersible, Drilled
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
East Cambridge Lakeview Acres
HOA
$200/annual
HOA name
Lake Improvement
HOA phone
6514701460
HOA includes
Water
School district
Cambridge-Isanti

Financial & listing details

Annual tax
$4,262 (2025)
Listed
Feb 13, 2026
Days on market
4
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full, Concrete, Sump Basket, Sump Pump, Tile Shower, Walkout
HeatingForced Air, In-Floor Heating
CoolingCentral Air
LaundryLaundry Room, Main Level, Washer Hookup
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Main Floor Primary Bedroom, Washer/Dryer Hookup, Walk-In Closet
AccessibilityDoors 36"+, Fully Wheelchair, Grab Bars In Bathroom, Hallways 42"+, Roll-In Shower
Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge Over 8 Years, Asphalt
Foundation area1,496 sqft
Patio/porchDeck, Patio, Wrap Around
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageCity Street, Cul De Sac, No Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled
SewerPrivate Sewer, Septic System Compliant - Yes
FuelPropane

Parking & garage

ParkingAttached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Insulated Garage
Garage spaces3
Garage size816 sqft

Financial details

Annual taxes$4,262
Tax year2025
Taxes w/ assessments4262
Assessment pendingNo
HOA fee$200
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2334
District phone7636896188
High schoolCambridge-Isanti
SODL flat fee brokerage
$8,910Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,910

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,774/mo
Principal & interest$2,086
Property taxes$355
Home insurance (est.)$132
HOA fees$200
%
$79,400
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3749 Fanny Lake Road NE, Cambridge, MN, 55008

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Listing information

MLS #NST7012178
Last reported MLS statusPending
MLS record updatedMar 12, 2026, 3:17 PM
Originally listedFeb 17, 2026, 12:00 AM
Listing officeRE/MAX RESULTS
Co-listing officeRE/MAX RESULTS

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.