Sold / Closed
$350,000

Sold price · Closed Jul 22, 2026

3431 Emerald Drive, White Bear Lake, MN, 55110

3  Bedrooms2  Bathrooms1,760  Square Feet0.21  Acres
Days on market24
Year built1962
Garage spaces2
Potential $6,750buyer credit when you buy with SODL

About this home

Tucked beneath a canopy of mature trees in one of White Bear Lake's established neighborhoods, this beautifully maintained home offers the perfect blend of comfort, character, and everyday convenience. Thoughtfully designed living spaces are filled with natural light, creating a warm and inviting atmosphere from the moment you step inside. The spacious kitchen offers abundant cabinetry, stainless steel appliances, and a functional layout that seamlessly connects to the main living areas. Multiple gathering spaces throughout the home provide flexibility for entertaining, relaxing, or working from home. The lower-level family room is anchored by a charming fireplace, creating the ideal setting for cozy evenings and year-round enjoyment. Outside, the private backyard is designed for making memories, featuring mature landscaping, ample green space, and a dedicated fire pit area perfect for summer nights with family and friends. Additional storage, a detached garage, and a location close to parks, schools, shopping, dining, and recreation add to the home's exceptional appeal.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1962
LevelsFour or More Level Split
Living area1,760 sqft
Above-grade finished1,220 sqft
Below-grade finished540 sqft
Lot size0.21 acres (80x114)
Days on market24
ListedJun 19, 2026
MLS #NST7083544
CountyRamsey
SubdivisionGolf View Heights 2
Parcel #363022230053

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Basement
Partially Finished · 540 sqft finished

Property

Levels / stories
Four or More Level Split
Garage
2 spaces · 440 sqft
Parking features
Detached Garage, Asphalt, Garage Door Opener
Exterior features
Metal, Vinyl
Lot size
0.21 acres
Lot dimensions
80x114

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,220 sqft
Year built
1962

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Golf View Heights 2
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,026 (2025)
Listed
Jun 19, 2026
Days on market
24
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementPartially Finished
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
AccessibilityNone

Exterior & lot

ExteriorMetal, Vinyl
FoundationBlock
Foundation area1,220 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size440 sqft

Financial details

Annual taxes$4,026
Tax year2025
Taxes w/ assessments4026
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$6,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,152/mo
Principal & interest$1,708
Property taxes$336
Home insurance (est.)$108
%
$65,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3431 Emerald Drive, White Bear Lake, MN, 55110

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Listing information

MLS #NST7083544
Last reported MLS statusClosed
MLS record updatedJul 23, 2026, 4:20 PM
Originally listedJun 19, 2026, 2:43 PM
Listing officeKeller Williams Classic Realty
Co-listing officeKeller Williams Classic Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.