Sold / Closed
$306,520

Sold price · Closed May 10, 2026

3407 Emerald Drive, White Bear Lake, MN, 55110

3  Bedrooms2  Bathrooms2,128  Square Feet0.209  Acres
Days on market114
Year built1962
Garage spaces2
Potential $6,900buyer credit when you buy with SODL

About this home

Tucked into a quiet, family-friendly neighborhood in White Bear Lake, this beautifully maintained multi-level home offers exceptional space, flexibility, and value in an outstanding location. The heart of the home is an expansive main-level family room designed for gathering, entertaining, and everyday living, with an open feel that easily accommodates large furniture and active households. Step outside to enjoy generous outdoor living with both front and rear decks, creating multiple spaces to relax, host, or enjoy the landscaped yard. The backyard is a true retreat, complete with a jacuzzi that makes it perfect for unwinding year-round. The layout offers incredible versatility, with the potential to add additional bedrooms simply by installing walls, making it ideal for a growing family or those needing extra rooms for work or guests. The attached garage connects directly to the lower level, creating a natural setup for a private mother-in-law suite, guest space, or separate living area. This home is located in a highly desirable area with excellent schools, convenient access to shopping and dining, and an overall setting that blends comfort with practicality. With its flexible floor plan, abundant living space, and hard-to-find price point for the area, this property is a rare opportunity for families looking to settle into a home that can grow with them.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1962
LevelsThree Level Split
Living area2,128 sqft
Above-grade finished1,728 sqft
Below-grade finished400 sqft
Lot size0.209 acres (114x80)
Days on market114
ListedJan 16, 2026
MLS #NST7009936
CountyRamsey
SubdivisionGolf View Heights 2
Parcel #363022230056

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Microwave, Range, Refrigerator

Property

Levels / stories
Three Level Split
Garage
2 spaces · 20x20 · 400 sqft
Parking features
Attached Garage
Exterior features
Vinyl
Lot size
0.209 acres
Lot dimensions
114x80

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,392 sqft
Roof
Age 8 Years or Less
Year built
1962

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Golf View Heights 2
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,598 (2025)
Listed
Jan 16, 2026
Days on market
114
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished
HeatingForced Air
CoolingCentral Air
AppliancesMicrowave, Range, Refrigerator
DiningKitchen/Dining Room
AccessibilityWheelchair Ramp(s)

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,392 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size400 sqft

Financial details

Annual taxes$4,598
Tax year2025
Taxes w/ assessments4598
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$6,900Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,900

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,227/mo
Principal & interest$1,734
Property taxes$383
Home insurance (est.)$110
%
$66,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3407 Emerald Drive, White Bear Lake, MN, 55110

Listing information

MLS #NST7009936
Last reported MLS statusClosed
MLS record updatedMay 10, 2026, 6:28 PM
Originally listedJan 16, 2026, 9:56 PM
Listing officeLPT Realty, LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.